Senior Director, Credit Strategy

🕒 Fevereiro 10

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FloatMe

SiteLinkedInTodas as Vagas

11 - 50 funcionários

Fundada em 2018

💳 Fintech

👥 B2C

💰 $16.200.000 Series A em 2021-12

Fintech • B2C

A FloatMe oferece um aplicativo financeiro que atua como um assistente financeiro pessoal para seus membros. Por R$ 3,99 por mês, os usuários podem gerenciar e economizar dinheiro, acessar previsões financeiras e solicitar adiantamentos em dinheiro ou "Floats" de até R$ 50, com serviço mais rápido disponível por uma taxa adicional. O aplicativo oferece recursos como alertas de risco de cheque especial, insights sobre hábitos de consumo e oportunidades exclusivas por meio de seus parceiros. A FloatMe enfatiza a segurança do usuário utilizando Plaid para conexões bancárias seguras e visa ajudar os usuários a economizar dinheiro evitando taxas.

Descrição

• Develop, build, and operationalize our credit portfolio focused on balancing growth vs. risk with an end goal of minimizing our loss rate. • Optimize our efforts to reduce bad debt and loss rates across current and future FloatMe products while delivering on our business goals. • Drive our credit risk philosophy for new and existing customers, understanding different levers and acceptable risk. • Work with our internal Data Engineering team to improve our processes and learnings through machine learning. • Consistently review data and deliver results on credit risk, user trends, and adjust our thresholds accordingly. • Partner cross-functionally with Finance, Compliance, Product, Engineering and Member Support to reduce bad debt while keeping our users top of mind.

🎯 Requisitos

• 8+ years of experience in progressive experience in credit, ideally within consumer lending. • Demonstrated consumer lending experience in a company that has an end-to-end automated process. • Experience in fintech or modern lending platforms that prioritize automated credit decisioning. • Experience working with product, engineering, member support, compliance, and finance members to establish our risk thresholds, product changes, and consumer usage. • Strong analytical skills with the ability to interpret financial data and make sound credit decisions. • Results driven and forward thinking approach with ability to problem-solve complex issues to drive shared goals and outcomes. • Exceptional attention to detail, ability to collaborate and excellent written and verbal communication skills.

🏖️ Benefícios

• Health insurance • Dental & Vision • Long-term disability • 401(k) with standard & Roth options • Opportunities for growth and professional development • Unlimited PTO • Sick Leave & Personal Days