VP, Product Management

🕒 Março 17

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $210.000 - $250.000 / ano

⏰ Tempo Integral

🔴 Especialista

✅ Gerente de Produto

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Horace Mann

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

Fundada em 1945

💸 Finanças

📚 Educação

Insurance • Finance • Education

A Horace Mann é uma empresa que oferece soluções abrangentes de seguros e financeiras, especialmente desenvolvidas para educadores e trabalhadores do setor público. A empresa oferece uma ampla gama de opções de seguros, incluindo seguro de automóvel, residencial, de locatários, de responsabilidade civil, de vida e seguros suplementares. Além dos seguros, a Horace Mann fornece estratégias de aposentadoria e soluções financeiras, como Planos de Poupança Universitária 529, gestão de investimentos e soluções para empréstimos estudantis, projetadas especificamente para ajudar educadores. Eles estão comprometidos em apoiar educadores através de diversos programas, workshops, webinars e iniciativas de parceria que auxiliam no bem-estar financeiro profissional e pessoal. A Horace Mann é reconhecida por sua forte estabilidade financeira e práticas de governança ética, garantindo segurança e privacidade para seus quase um milhão de clientes educadores em todo o país.

Descrição

• Own profit and growth performance for Personal Lines Auto and Home across 44 states. • Develop and execute state-specific strategies to achieve target loss ratios, retention, growth, and expense objectives. • Diagnose performance drivers using internal data and external market intelligence, translating insights into actionable strategies. • Establish portfolio guardrails and ensure disciplined underwriting and segmentation strategies. • Partner with Pricing and Actuarial teams to shape rate indications and state-level pricing strategies. • Lead the end-to-end rate, rule, and form filing agenda, including proposal development, cross-functional alignment, regulatory submission coordination, and objection management. • Ensure alignment among pricing strategy, underwriting appetite, claims insights, and operational capabilities. • Build and maintain strong relationships with state Departments of Insurance. • Monitor and manage portfolio mix, catastrophe exposure, geographic concentration, and emerging risk trends. • Identify and implement corrective actions when performance deviates from plan. • Drive disciplined new business growth aligned with profitability targets. • Lead the implementation of product changes across Technology, Operations, Distribution, Marketing, and Customer Experience teams. • Ensure system readiness, field communication, training, and performance monitoring plans are in place. • Establish a rigorous operating cadence including state performance reviews, action tracking, filing calendars, and post-implementation measurement. • Maintain a strong understanding of competitor pricing, underwriting posture, coverage positioning, and distribution dynamics. • Recommend strategic actions to strengthen competitiveness while protecting margins. • Partner with Distribution leadership to align product strategy with field execution. • Lead and develop a high-performing team of state product leaders and managers. • Establish consistent governance, best practices, and performance management across the state portfolio. • Build organizational capability, leadership bench strength, and succession pipelines.

🎯 Requisitos

• 10+ years of progressive leadership experience in Personal Lines insurance. • Demonstrated success managing multi-state product portfolios with direct P&L accountability. • Deep understanding of rate, rule, and form filings and state regulatory environments. • Proven ability to translate analytics into actionable strategy in partnership with Pricing/Actuarial teams. • Strong cross-functional leadership experience across Underwriting, Claims, Distribution, and Technology. • Bachelor’s degree or equivalent experience.

🏖️ Benefícios

• Bonuses