Credit Analyst II

🕒 5 dias atrás

🏄 California – Remoto

🏄 California – Remote

💵 $35 - $40 / hora

⏰ Tempo Integral

🟢 Júnior

🟡 Pleno

🧐 Analista

🚫👨‍🎓 Sem graduação necessária

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Maverick Payments

SiteLinkedInTodas as Vagas

51 - 200 funcionários

💳 Fintech

💸 Finanças

☁️ SaaS

Fintech • Finance • SaaS

Maverick Payments é um processador de pagamentos completo que oferece soluções de pagamento impulsionadas pela tecnologia. Especializando-se tanto no processamento de pagamentos online quanto presenciais, a Maverick Payments oferece ferramentas avançadas, como um painel abrangente, capacidades de prevenção de fraudes, análises e relatórios. A empresa fornece soluções de pagamento de marca branca e permite que as empresas processem transações por meio de sua API, terminal virtual e outros serviços integrados. Com foco em mercados emergentes e oferecendo recursos avançados, como transações ACH e sem cartão presente, a Maverick Payments ajuda empresas de todos os tamanhos a gerenciar estornos, expandir seu alcance e otimizar a aceitação e gestão de pagamentos. A empresa opera como uma divisão da Maverick BankCard, Inc. e faz parceria com vários bancos para operações simplificadas.

Descrição

• Under the direction of the Director of Compliance, Credit Analyst II is responsible for handling credit and financial analysis related duties. • Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent within company risk appetite. • Perform financial analysis preparing Credit Risk Assessments and Periodic Review of existing merchants with detailed recommendations and creative risk mitigation strategies. • Analyze merchants with varying risk dependencies and credit quality associated with diverse business types and processing environments to determine potential exposure. • Execute against Credit Policy driven collateral strategies to minimize losses by implementing reserves, sourcing letters of credit and/or administering funding holds. • Communicate effectively with partner, internal departments, and management as necessary to obtain financial information or other documentation necessary to complete merchant reviews. • Review and make recommendations to update department policies and procedures based on changing industry trends or process adjustments. • Work collectively with other Department personnel for required enhanced due diligence reviews or to obtain historical data and feedback regarding assigned accounts.

🎯 Requisitos

• High School Diploma or equivalent. • 2-5 years of experience in Risk Management, Underwriting and/or Compliance within the acquiring industry. • Experience with high-risk payment processing a must. • In-depth knowledge of Excel and other similar products • Familiarity with various tools used for credit anlysis and due diligence (i.e. Equifax/Transunion, TIN Check, MATCH, GIACT, Merlink, , G2, LS, etc.) a plus. • Bachelor’s Degree, Finance, Business Administration, or similar a plus • Proficiency with Microsoft products including Microsoft Excel. • Understanding of Card Brand rules and regulations. • Understanding of various verticals and associated risks. • Working knowledge of High-Risk Integrity (“HR”) Registry • Excellent written and verbal communication skills. • Excellent time management skills. • Effective written and verbal communication skills with ability to liaise with team members and leadership of various levels.

🏖️ Benefícios

• Competitive Salary, Bonuses and Incentives. • Comprehensive employer sponsored health, vision, and dental insurance programs. • Paid time off, Paid Sick and Paid Holidays. • 401K plan with up to a 4% matching contribution. • Commitment to Career Development and Advancement. • Employee Recognition Programs • Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!