Senior Software Engineer – Risk, AI & Automation

🕒 Janeiro 15

🏄 California, New York, +1 estados a mais – Remoto

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $200.700 - $250.900 / ano

⏰ Tempo Integral

🟠 Sênior

🧑‍💻 Engenheiro Full-stack

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Mercury

SiteLinkedInTodas as Vagas

201 - 500 funcionários

Fundada em 2019

💳 Fintech

💸 Finanças

☁️ SaaS

Fintech • Finance • SaaS

A Mercury é uma empresa de tecnologia financeira que oferece serviços de banco online para empresas, embora não seja um banco em si. Ela faz parcerias com bancos segurados pelo FDIC, como Choice Financial Group, Column N. A. e Evolve Bank & Trust para oferecer serviços bancários. A Mercury tem como objetivo simplificar as operações financeiras para startups e empresas, oferecendo uma gama de serviços que inclui contas correntes e de poupança, gestão de tesouraria, cartões corporativos, gestão de despesas, faturamento e automações contábeis. A plataforma é projetada para otimizar várias tarefas bancárias e aprimorar os fluxos financeiros com recursos como monitoramento contra fraudes e segurança de contas. Também oferece oportunidades de investimento através do seu produto Mercury Treasury e suporte a startups através de sua plataforma Mercury Raise.

Descrição

• Drive AI Product Development in Risk: You’ll help shape the architecture and implementation of AI-powered risk systems—from application approvals to ongoing and enhanced due diligence—turning messy, ambiguous signals into clear outcomes. • Collaborate Across Functions: You’ll partner with Product, Design, Risk Strategy, Compliance, and Operations to translate evolving regulatory and operational needs into elegant, resilient software. • Lead Projects End-to-End: Drive technical projects from concept to production across the stack. • Craftsmanship: Write clear, testable, and maintainable code. • Drive Quality & Scalability: Design extensible platform systems that create leverage, make balanced decisions on tech debt, plan careful rollouts, and own the quality of your work through post-launch monitoring. • Operational Excellence: Model a strong culture of operational excellence, holding a high bar for observability, reliability, and incident response. • Think Product, Not Just Code: Approach problems with a product mindset.

🎯 Requisitos

• 5+ years of software engineering experience, preferably in Payments or Risk. • Agentic AI expertise—you’ve built and launched applied Agentic AI products that have had strong business impact, shipping them from 0→1 and scaling 1→10 in production environments. • Proven success building large-scale distributed systems, ideally involving 3rd party integrations and decision automation. • A mindset that balances urgency with craftsmanship: shipping fast, without cutting corners on quality engineering. • A track record of raising the bar for quality and operational excellence, balancing shipping speed with technical excellence and observability. • Creativity and adaptability — you think beyond the obvious and find solutions that move both product and business forward. • Strong communication and leadership skills—you can inspire other engineers and articulate tradeoffs to influence decisions across teams. • Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech.

🏖️ Benefícios

• Competitive salary • Equity • Health insurance • Professional development opportunities