Principal Software Engineer, Pricing

🕒 Julho 15

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $195.300 - $270.400 / ano

⏰ Tempo Integral

🟠 Sênior

🔴 Especialista

🧑‍💻 Engenheiro Full-stack

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Upstart

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

🚘 Automotivo

💼 Consultoria

🏥 Saúde

Automotive • Consulting • Healthcare

A Upstart é um dos principais marketplaces de empréstimos com IA, em parceria com bancos e cooperativas de crédito para expandir o acesso a crédito acessível. Ao nos tornarmos uma empresa de capital aberto, estamos agora prontos para alavancar nossa expertise no domínio e revolucionar todos os aspectos da concessão de empréstimos e avaliação de risco de crédito. Recentemente ampliamos nossas ofertas para incluir refinanciamento de automóveis e planejamos atuar em mais verticais à medida que o negócio cresce. Ao utilizar o marketplace de IA da Upstart, bancos e cooperativas de crédito que utilizam a Upstart podem ter taxas de aprovação mais altas e taxas de perda mais baixas, enquanto simultaneamente oferecem a experiência de empréstimo excepcional e digital-first que seus clientes exigem. O marketplace patenteado da Upstart é o primeiro a receber uma carta de não ação do Bureau de Proteção Financeira ao Consumidor relacionada a empréstimos justos. A Upstart não só apoia uma grande força de trabalho remota, mas também possui escritórios em San Mateo, CA; Columbus, OH; e Austin, TX. A maior parte dos que se juntam à Upstart o fazem porque se identificam com nossa missão de permitir acesso a crédito sem esforço baseado no risco real. Se você se sente energizado pelo impacto que pode causar na Upstart, adoraríamos ouvir de você!

Descrição

• Define the long-term technical direction and roadmap for Pricing in alignment with Upstart’s business objectives. • Lead the design and development of a system that continuously optimizes the matching of supply and demand for Upstart’s borrower-lender marketplace. • Work closely with ML scientists to improve and develop new models that improve core business metrics. • Guide the architectural evolution of Pricing engineering systems with an emphasis on scaling innovation across multiple engineering teams. • Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction • Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation • Lead from the front, while mentoring and developing technical leaders

🎯 Requisitos

• Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 8 years of experience • Experience building highly scalable systems using containerization technologies like Docker and Kubernetes • Experience building flexible, extensible and consistent APIs • Solid grasp of software development principles and best practices for creating scalable, extensible and maintainable systems • Proficiency in one or more object oriented programming languages like Python, Java, C#, C++ • Strong communication skills and ability to explain complex business and technical concepts to all audiences • Track record of successfully mentoring and developing technical leaders • Experience working in dynamic fast paced organizations • Ability to balance the needs of the business with the needs of engineering improvements • Passion for clean code and architecture and initiative to “level-up” the engineering team with better practices & design • You are able lead and resolve company-wide technical discussions and are able to collaborate and include input from cross-functional teams (security, devops, data, compliance and product) • You have a good sense for build-vs-buy and are able to prioritize the highest ROI architectural investments

🏖️ Benefícios

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. • Health Savings Account contributions from Upstart for eligible plans (US only) • Income protection benefits, including life insurance and disability coverage for added financial security • Paid time off, sick leave, and company holidays, in line with local requirements • Paid family and parental leave to support caregiving and major life moments (duration varies by country) • Family-centered benefits to support fertility, parenthood, and caregiving needs • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)