Senior Software Engineer, Identity

🕒 Outubro 5

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $166.900 - $242.400 / ano

⏰ Tempo Integral

🟠 Sênior

🧑‍💻 Engenheiro Full-stack

🗣️🇺🇸🇬🇧 Inglês obrigatório

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Upstart

1001 - 5000 funcionários

🚘 Automotivo

💼 Consultoria

🏥 Saúde

Automotive • Consulting • Healthcare

A Upstart é um dos principais marketplaces de empréstimos com IA, em parceria com bancos e cooperativas de crédito para expandir o acesso a crédito acessível. Ao nos tornarmos uma empresa de capital aberto, estamos agora prontos para alavancar nossa expertise no domínio e revolucionar todos os aspectos da concessão de empréstimos e avaliação de risco de crédito. Recentemente ampliamos nossas ofertas para incluir refinanciamento de automóveis e planejamos atuar em mais verticais à medida que o negócio cresce. Ao utilizar o marketplace de IA da Upstart, bancos e cooperativas de crédito que utilizam a Upstart podem ter taxas de aprovação mais altas e taxas de perda mais baixas, enquanto simultaneamente oferecem a experiência de empréstimo excepcional e digital-first que seus clientes exigem. O marketplace patenteado da Upstart é o primeiro a receber uma carta de não ação do Bureau de Proteção Financeira ao Consumidor relacionada a empréstimos justos. A Upstart não só apoia uma grande força de trabalho remota, mas também possui escritórios em San Mateo, CA; Columbus, OH; e Austin, TX. A maior parte dos que se juntam à Upstart o fazem porque se identificam com nossa missão de permitir acesso a crédito sem esforço baseado no risco real. Se você se sente energizado pelo impacto que pode causar na Upstart, adoraríamos ouvir de você!

Descrição

• Design, build, and operate backend systems powering secure login, account management, authentication, and authorization across Upstart products • Own engineering projects from problem definition and technical design through implementation, testing, deployment, and ongoing improvement • Balance security requirements with customer experience while protecting customer data and reducing unnecessary friction • Partner with Product, Information Security, Application Security, and engineering teams to deliver secure capabilities and influence product direction • Improve the reliability, maintainability, and security of interconnected systems • Establish effective engineering practices across the Identity domain • Use AI-assisted development tools such as Cursor and Claude Code to accelerate learning and delivery while validating the resulting work

🎯 Requisitos

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, plus 4 years of software engineering experience • Experience designing, building, testing, and maintaining production backend software or services • Experience owning software engineering projects through multiple stages of the development lifecycle, from technical design through production delivery • Experience designing or integrating APIs, services, or other components within distributed or interconnected production systems • Experience with code review, automated testing, debugging, and production support • Knowledge of identity and access management concepts and standards such as OAuth 2.0, OpenID Connect, or SAML • Experience working in a medium-to-large engineering organization or with systems spanning multiple engineering teams • Experience contributing to frontend development in addition to backend systems • Experience using AI-assisted development tools such as Cursor, Claude Code, or similar tools • Ability to learn unfamiliar technical domains, communicate technical decisions and outcomes clearly, and develop deep expertise over time

🏖️ Benefícios

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Medical, dental, vision, and wellness resources • Supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered benefits supporting fertility, parenthood, and caregiving • Employee Assistance Program offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City

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