Head of Strategy, Analytics, and Optimization

Job not on LinkedIn

5 hours ago

Apply Now

Receive Emails with Similar Jobs

American AgCredit

WebsiteLinkedInAll Job Openings

Agriculture • Finance • Banking

American AgCredit is a specialized financial institution providing a wide range of financial services specifically for the agriculture industry. The company offers various financing solutions, such as real estate loans, operating loans, equipment financing, and working capital loans for agribusinesses. Additionally, American AgCredit provides crop insurance and credit life insurance to support farmers and their agricultural operations. Operating primarily in states like California, Colorado, Hawaii, Kansas, New Mexico, Nevada, and Oklahoma, the company also serves corporate banking customers nationwide through its capital markets services. With a strong focus on enhancing the financial strength of farmers and agricultural businesses, American AgCredit offers insights and advisory services through educational resources like webinars and industry insights.

501 - 1000 employees

Founded 1916

🌾 Agriculture

💸 Finance

🏦 Banking

📋 Description

• Serve as the primary risk leader for this area of our business, partnering with technology and go-to-market (GTM) teams to ensure quality risk controls while delivering an elevated user experience. • Lead a small team of professionals focused on analytics and optimization to simplify and speed up how we provide capital to our customers. • Implement risk metrics and dashboards for real time monitoring of system performance and risk exposure. • Drive automation in credit decisioning processes through optimized credit scorecards that function within our board approved risk appetite. • Oversee the use of the American AgCredit (AAC) automated valuation models for real estate valuation within this area of our business. • Liaison with AAC data science teams on continuous improvement of the models. • Partner with product leadership to incorporate robust preference testing (AB) techniques and behavioral analytics to optimize digital engagement and refine product offering. • Act as a challenger and advisor to technology and product teams to ensure risk considerations are embedded in design and enhancements. • Direct the exploration, experiment, and robust testing of potential AI enhancements in all parts of our approach to simplification and rapid access to funds to optimize overall performance. • Evaluate new solutions to ensure alignment with risk management standards. • Partner with AAC risk leaders to tailor our solutions to meet the evolving needs of the business while ensuring actions and products are in line with the association’s risk appetite. • Ensure adherence to relevant financial regulations, data privacy laws, and industry standards for technology enabled capital solutions. • Conduct thorough risk assessments, identify potential exposures and recommend mitigation strategies. • Maintain accurate records of risk assessments, compliance reviews, and regulatory findings. • Prepare reports for senior leadership and regulatory bodies as needed. • Liaison with internal Enterprise Risk Management (ERM) experts to ensure all decisions and processes are documented, approved, and monitored within our enterprise risk appetite standards. • Perform other duties as assigned.

🎯 Requirements

• Bachelor’s degree in Finance, Risk Management, Data Science, or related field is required. • Ten (10) years related finance, risk, or technology leadership experience would be considered in lieu of degree. • Ten (10) years of experience in risk management, with strong exposure to digital lending or financial technology, is required. • Fifteen (15) years of experience is required for candidates with experience in lieu of degree. • Deep knowledge of ag lending regulations and loan portfolio risk is required. • Proven expertise in data analytics and advanced modeling is required. • Expert knowledge and thorough understanding of Enterprise Risk Management frameworks (e.g., COSO) risk management processes, risk appetite statements, key risk measures/indicators (leading vs. lagging), risk assessment, and review is required. • Strong business acumen with very high attention to detail and level of accuracy is required. • Strong understanding of automated credit decisioning and valuation models is required. • Ability to lead and inspire a team while influencing cross-functional stakeholders is required. • Entrepreneurial mindset with a passion for innovation and business growth is required. • Excellent communication skills for executive reporting and regulatory engagement is required. • Desire and ability to travel, as requested by the business, up to 20% domestic, is required.

🏖️ Benefits

• Commitment to agriculture and the communities we serve • Family friendly work environment • Investment in employee development • Medical, Dental and Vision coverage • Outstanding 401k – automatic 3% employer contribution, plus match up to 6% • Generous Paid Time Off (Vacation accrued at 26 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) • Competitive Incentive Compensation Plan • Disability & Life Insurance • Employee mental, physical, and financial wellness programs