Payments Analyst

4 hours ago

🏈 Alabama – Remote

Although this job is listed in Alabama, this company may be open to hiring remote in other states.

💵 $54k - $76k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

🧐 Analyst

🦅 H1B Visa Sponsor

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Daxko

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The Daxko Nation includes several distinct brands: Daxko, CSI Spectrum, Club Automation, AAC, GroupEx PRO, SugarWOD, and Zen Planner. Through these brands, we deliver comprehensive technology solutions and experienced services to health & wellness facilities. Since we began in 1998, we’ve grown to span 68 countries, 10,000 facilities and over 20 million members. Our customers rely on us to be the engine of their growth with deep insight, guidance, technology solutions, and exceptional experiences that make us the industry’s recognized #1 software provider.

501 - 1000 employees

💰 Private Equity Round on 2021-10

📋 Description

• Analyze credit card processing statements to evaluate effective rates, fees, and margins. • Conduct rate comparisons using market benchmarks and internal buy rates. • Build pricing scenarios (interchange-plus, tiered, flat-rate) to model merchant savings and opportunities. • Deliver data-driven ROI analyses to support retention strategies and client growth. • Review and reconcile monthly processor residual statements. • Identify, escalate, and help resolve revenue leakage, underpayments, or payout discrepancies. • Track and validate residual payouts across multiple partners and portfolios. • Produce monthly and quarterly residual reporting packages for leadership. • Analyze interchange categories and card brand fees to uncover optimization opportunities. • Evaluate the impact of card brand rule changes on portfolio performance. • Partner with leadership on strategic projects, M&A analyses, and revenue forecasting. • Build and maintain pricing templates, models, and merchant proposals. • Support Salesforce workflows tied to merchant pricing and residuals. • Present monthly and quarterly portfolio performance insights to the Payments Leadership Team.

🎯 Requirements

• Bachelor's degree in Business, Finance, or related field—or equivalent practical experience • 2+ years of experience in credit card processing, ISO, or the acquiring industry • Strong knowledge of merchant pricing structures, interchange, and card brand fees • Hands-on experience with merchant statement analysis and residual reporting • Familiarity with Daxko’s payments products and services • 3+ years of experience in credit card processing, ISO, or acquiring (preferred) • Experience with both credit card and ACH processing (preferred) • Prior work in the credit card processing business (preferred) • Expertise with ISOs, Fiserv, or Stripe (preferred)

🏖️ Benefits

• Flexible paid time off • Affordable health, dental, and vision insurance options • Monthly fitness reimbursement • 401(k) matching • New-Parent Paid Leave • Casual work environments • Remote work