No Sweat → Work
1 - 10 employees
Founded 2015
🤝 B2B
🎯 Recruiter
🏪 Marketplace
B2B • Recruitment • Marketplace
No Sweat → Work is a platform based in South Africa that connects employers with freelance and full-time talent in fields such as advertising, design, marketing, media, and public relations. Unlike traditional recruitment agencies, No Sweat simplifies the hiring process by enabling direct connections between clients and job seekers, managing various administrative tasks like invoicing and payments. With over 10,000 available candidates and a robust track record of successful placements, No Sweat → Work aims to efficiently match talent with project requirements.
Senior Credit Risk, Underwriting Manager
Job not on LinkedIn
🕒 2 days ago
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No Sweat → Work
1 - 10 employees
Founded 2015
🤝 B2B
🎯 Recruiter
🏪 Marketplace
B2B • Recruitment • Marketplace
No Sweat → Work is a platform based in South Africa that connects employers with freelance and full-time talent in fields such as advertising, design, marketing, media, and public relations. Unlike traditional recruitment agencies, No Sweat simplifies the hiring process by enabling direct connections between clients and job seekers, managing various administrative tasks like invoicing and payments. With over 10,000 available candidates and a robust track record of successful placements, No Sweat → Work aims to efficiently match talent with project requirements.
📋 Description
• Assess and approve loan applications in line with established credit policies and risk appetite. • Conduct detailed affordability, cash flow, financial, and creditworthiness assessments. • Analyse bank statements, financial records, credit bureau reports, and supporting documentation. • Design, implement, and continuously improve a manual credit scoring framework. • Develop underwriting guidelines, risk policies, and credit decision-making processes. • Monitor portfolio performance and identify trends, risks, and opportunities for improvement. • Collaborate with leadership to refine lending criteria and optimise portfolio quality. • Ensure all lending decisions comply with applicable South African regulatory requirements. • Document underwriting methodologies and decision frameworks to support future automation initiatives.
🎯 Requirements
• Minimum 5 years’ experience in credit risk, loan underwriting, credit approval, or lending operations. • Proven experience making lending decisions within a fintech lender, bank, alternative lender, SME finance provider, or credit-focused financial institution. • Strong understanding of credit risk assessment, affordability analysis, and loan portfolio management. • Demonstrated ability to exercise sound credit judgement in environments where historical data is limited. • Strong analytical, commercial, and decision-making skills. • Excellent communication and stakeholder management abilities.
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