Analyst II, Full Stack

🕒 il y a 17 jours

🏄 California, Connecticut, +3 états de plus – Distant

🏄 California – Remote 🦌 Connecticut – Remote 🏖️ New Jersey – Remote 🗽 New York – Remote ☕ Washington – Remote

💵 $128 000 - $205 000 / an

⏰ Temps Plein

🟢 Junior

🟡 Intermédiaire

🧑‍💻 Développeur Full-Stack

🦅 Parrain de Visa H1B

Cette entreprise a parrainé des visas H1B par le passé.

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Affirm

Site WebLinkedInTous les Emplois

1001 - 5000 employés

Fondée en 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity en 2021-01

Fintech • B2C • eCommerce

Affirm est une entreprise de technologie financière qui propose un service "Achetez maintenant, payez plus tard", permettant aux consommateurs d'effectuer des achats et de les payer au fil du temps avec des plans de paiement flexibles. Affirm élimine les frais cachés et les intérêts composés, offrant des conditions claires pour ses utilisateurs. L'entreprise propose également la Carte Affirm, une carte de débit permettant aux utilisateurs de demander un paiement échelonné pour les achats plus importants ou de payer en une fois pour les plus petits. Affirm s'associe à divers détaillants dans plusieurs catégories, notamment l'électronique, les vêtements et le voyage, offrant aux clients la commodité de payer en plusieurs fois lors du passage en caisse, tant en ligne que dans les magasins physiques. Les services d'Affirm sont intégrés à Apple Pay, permettant aux clients de régler leurs achats de manière transparente depuis leur iPhone ou iPad.

Description

• Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographies. • Monitor portfolio performance and exogenous macroeconomic trends; proactively adjust analytical and operational strategies to mitigate risk and balance growth. • Partner deeply with Engineering and ML teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models. • Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendations. • Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulations. • Engage with external stakeholders including merchants, vendors, and partners to align practices, ensure compliance, and strengthen strategic relationships. • Build repeatable AI-assisted workflows that compound across the team's analyses, while mentoring junior analysts on technical craft and domain nuances.

🎯 Exigences

• 2–5 years of proven experience in an analytically-driven role within the consumer lending, credit, or fintech industry, specifically leveraging advanced analytics to develop and optimize business strategies. • Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field. • Advanced proficiency in SQL, Python, or other scripting languages. • Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems. • Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives. • Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth. • Demonstrated ability to translate complex regulatory and economic insights into actionable strategies. • Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.

🏖️ Avantages

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount