Product Owner, Business Banking

🕒 il y a 2 mois

🏄 California – Distant

🏄 California – Remote

⏰ Temps Plein

🟡 Intermédiaire

🟠 Senior

✅ Responsable Produit

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Candescent

Site WebLinkedInTous les Emplois

1001 - 5000 employés

Fondée en 2024

💳 Fintech

🏦 Banque

☁️ SaaS

Fintech • Banking • SaaS

Candescent est une plateforme bancaire numérique et intelligente qui aide les banques et les coopératives de crédit à moderniser l'ouverture de comptes, les services bancaires numériques, les interactions et opérations en agence. Elle fournit des outils d'intégration et de vente natifs pour le cloud, la gestion de la fraude et de la sécurité, des données et analyses unifiées, du marketing/communication, la gestion des cartes et des finances, des outils pour développeurs, et un marché de solutions partenaires sélectionnées pour améliorer l'engagement, la conformité et le bien-être financier des clients particuliers et professionnels.

Description

• Define functional requirements, integration needs, user experience expectations, and deployment approaches for new and enhanced platform capabilities. • Develop well‑formed user stories, problem statements, and acceptance criteria to support efficient team execution. • Partner with development teams to ensure delivered features meet agreed-upon requirements, quality standards, and timelines. • Support sprint sequencing, incremental delivery planning, and ongoing refinement of work in progress. • Participate fully in Agile ceremonies, including sprint planning, reviews, retrospectives, stand-ups, and demos. • Maintain product quality through well-defined acceptance criteria and structured validation processes. • Collaborate closely with Candescent clients and internal teams to gather requirements and validate designs. • Represent the product in internal and external forums, including presenting new functionality and gathering feedback via user groups. • Prepare documentation that explains new and existing functionality for customers and internal stakeholders. • Contribute to short- and long-term product roadmaps in partnership with Product Managers, ensuring alignment to strategic objectives. • Gather and analyze customer needs, market trends, and user research to inform product direction. • Develop deep user understanding through personas, journey maps, and other insight‑gathering methods. • Participate in PI (Program Increment) planning to inform team backlogs and cross‑functional alignment. • Write and prioritize user stories based on business value, user impact, and technical feasibility. • Evaluate backlog items continuously, balancing effort versus customer value. • Manage dependencies, facilitate cross‑team engagement, and proactively resolve blockers. • Collaborate with Product Managers on product performance, pricing considerations, and profitability analysis.

🎯 Exigences

• Bachelor’s degree in Computer Science or related field, or equivalent field • 5+ years of experience in the financial industry, ideally within digital, online, or mobile banking for consumer or small business markets. • Proven experience shipping software products across the full lifecycle (definition → design → release). • Strong understanding of complex technical and business problems in banking or financial technology. • Hands-on experience with Agile/Scrum methodologies. • Familiarity with industry standards such as PCI, WCAG, and FFIEC. • Strong communication, problem‑solving, leadership, and time‑management skills. • Ability to articulate and prioritize user needs to drive product value delivery. • Strong analytical skills with the ability to balance customer value, user impact, and technical feasibility.

🏖️ Avantages

• Health insurance • Retirement plans • Paid time off • Flexible work arrangements • Professional development