Product Manager / Senior Product Manager – Payments

🕒 il y a 1 mois

🇺🇸 États-Unis – Télétravail

💵 $140 000 - $170 000 / an

⏰ Temps Plein

🟠 Senior

✅ Responsable Produit

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Lendbuzz

Site WebLinkedInTous les Emplois

201 - 500 employés

Fondée en 2015

🚘 Automobile

💼 Conseil

📦 Logistique

Automotive • Consulting • Logistics

Lendbuzz est une entreprise fintech basée aux États-Unis qui propose des prêts automobiles, des financements de véhicules entre particuliers et des solutions de refinancement en évaluant les profils financiers des demandeurs de manière plus large, plutôt que de se fier uniquement aux scores de crédit traditionnels. L'entreprise offre un processus de candidature et de vérification numérique simplifié pour les consommateurs et collabore avec des concessionnaires automobiles pour initier des prêts rapidement et en toute sécurité ; les prêts sont effectués par Lendbuzz Funding, LLC.

Description

• Partner closely with engineering and cross-functional stakeholders to drive the creation, planning, prototyping, and delivery of high-impact products and features aligned to key business and product metrics • Own end-to-end payment experiences: From authorization, capture, settlement, and refunds, to reconciliation • Define complex problems, develop insights across multiple customer segments, and translate findings into scalable product solutions • Analyze quantitative and qualitative data to shape the product roadmap, make tradeoffs, and drive alignment across teams and senior leadership • Clearly communicate product vision, priorities, project status, and post-launch performance to a broad business audience; serve as a point of leadership within the product organization • Lead integrations with payment processors, gateways, banks, and third-party financial partners (e.g., ACH, card networks, real-time payments) • Define and optimize payment KPIs such as authorization rates, payment success rates, cost per transaction, fraud loss, dispute rates, and time-to-settlement

🎯 Exigences

• 5+ years of product management experience and/or working with technical teams (excellent design/prototyping skills a plus) • Strong project and stakeholder management skills across projects of varying size and scope; high attention to detail - nuance matters • Knowledge of banking integration and payment processing including ACH, NACHA processing, and various payment channels, with experience maintaining and introducing new payment methods • Experience designing and delivering product integrations, including reading, consuming, and working with APIs • Deep interest in product development, data science, and the intersection of software and finance; hands-on experience with payments platforms, processors, or financial infrastructure strongly preferred • Familiarity with payment lifecycles, reconciliation processes, dispute management, and transaction monitoring • Ability to work effectively across functional groups with an adaptive, empathetic, and influential style