Senior Fullstack Developer, Originations

🕒 il y a 12 jours

🌐 États-Unis, Brésil, +2 autres pays – Distant

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💵 $80 000 - $95 000 / an

⏰ Temps Plein

🟠 Senior

🧑‍💻 Développeur Full-Stack

🦅 Parrain de Visa H1B

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👻 Score fantôme 2%

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🗣️🇺🇸🇬🇧 Anglais requis

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Logo of Scratch Financial

Scratch Financial

11 - 50 employés

🏥 Santé

🛡️ Assurance

💸 Finance

Healthcare • Insurance • Finance

Scratch Financial est une entreprise qui propose des plans de paiement simples et conviviaux pour le financement médical. Son service, Scratch Pay, offre un accès à des plans de paiement transparents, permettant aux emprunteurs de trouver un plan sans affecter leur cote de crédit. L'entreprise vise à rendre le financement médical accessible avec des plans allant de 200 à 10 000 dollars, avec des durées de 12 à 36 mois et une variété d'options de TAEG. Scratch Pay se concentre sur des fonctionnalités conviviales telles que le prélèvement automatique facultatif, aucune pénalité pour remboursement anticipé et des taux d'approbation élevés pour les emprunteurs. Le service de financement s'adresse autant aux emprunteurs qu'aux pratiques, facilitant le processus d'obtention et de gestion des plans de paiement pour les besoins médicaux.

Description

• Architect, discuss, design, and implement systems within the Scratch ecosystem, including application processes, risk assessments, payment processing, public-facing APIs, and event-based integrations • Write clean, maintainable code across backend services and frontend components supporting the lending business and third-party integrations • Improve overall quality and test coverage through end-to-end testing • Grow and improve Continuous Integration and Continuous Delivery pipelines • Participate in daily stand-ups, sprint planning, code reviews, and agile team collaboration • Surface potential blockers and architectural issues • Own incident response and debugging for personal code and shared services • Participate in post-mortem reviews • Stay current on best practices and industry trends • Translate product requirements into implementation plans and working code • Leverage automated test coverage and AI-assisted development

🎯 Exigences

• Available to work from UTC-3 to UTC-8 timezones • Fluency in English is required • 5+ years of professional experience as a software engineer • Strong backend skills using Node.js and TypeScript • Experience developing RESTful APIs • Frontend experience using React • Proficiency with HTML, CSS, and JavaScript • Practical knowledge of SQL and NoSQL databases, including MySQL, PostgreSQL, Firestore, and Redis • Experience working in domain-based monorepos with independently deployable backend services • Familiarity with cloud infrastructure best practices • Ability to switch between languages and frameworks • Familiarity with Agile and Scrum processes • Ability to collaborate cross-functionally with product and engineering stakeholders • Excellent problem-solving skills, clear communication, and proactive initiative • Nice to have: Google Cloud Platform, CI/CD, Kubernetes, and Docker • Nice to have: PHP and/or Golang • Nice to have: risk modeling and underwriting experience • Nice to have: payment processing solutions experience • Nice to have: ML model experience • Nice to have: QA tooling experience with Playwright, Cypress, or Selenium

🏖️ Avantages

• Unlimited PTO • Covered healthcare • 401k match • Cell plan reimbursement • Monthly recognition opportunities • Learning platforms and resources • Equity retention policy • Generous parental leave • Office space in Pasadena stocked with snacks and various beverages • Remote-first work flexibility

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