Analyst II – Credit Department

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🕒 il y a 1 mois

🗣️🇺🇸🇬🇧 Anglais requis

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Logo of Seagate Technology

Seagate Technology

10 000+ employés

Fondée en 1979

🔧 Matériel

🛍️ eCommerce

Hardware • eCommerce • Cloud

Seagate Technology est un fournisseur de premier plan de solutions de stockage de données, spécialisé dans le développement et la fabrication de disques durs, de disques à état solide (SSD) et de systèmes de stockage de données. Avec une forte orientation vers l'innovation, Seagate propose des produits conçus pour diverses applications, y compris le stockage personnel, la sauvegarde en nuage, les services aux entreprises et l'informatique haute performance. L'entreprise est dédiée à l'avancement des technologies de gestion des données et à l'optimisation des solutions de stockage pour répondre aux besoins numériques en évolution.

Description

• Work closely with relevant departments to secure customer data and financial statements • Perform credit analysis for new and existing customers and assess the credit risk associated with the proposed or assigned credit line • Perform in-depth financial analysis and provide recommendations to support management decision-making • Create ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making • Monitor and analyze key economic indicators across AMER, EMEA, and APAC • Identify potential risks and opportunities within the Global customer portfolio • Perform cash flow analysis and create customer forecasts • Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges • Provide relevant departments with critical updates on the financial condition of their customers • Partner with Sales and Sales Operations to support order management decisions (e.g., holds/releases) by monitoring credit exposure, past-due trends, and dispute risk • Work as one global team: coordinate and facilitate credit and collections efforts with close communication and collaboration across regions • Enforce credit policies and procedures through, but not limited to, the following: Be familiar with the policies and procedures; Maintain and update desktop procedures on a regular basis; Communicate and enforce policies when necessary; Assist with SOX controls and compliance procedures; Perform ad-hoc control procedures that may be assigned

🎯 Exigences

• Eager to learn and curious about what is going on in the World • Strong attention to detail and ability to notice discrepancies in data • Interested in new techniques using AI and Machine Learning to automate and improve credit analysis • Able to interpret and synthesize financial data, news, and relevant market intelligence (including third-party sources) as inputs to Seagate’s in-house credit assessment • Experience in developing mathematical and statistical models is a plus • Being proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers, and compliance with statutory and regulatory requirements. • Basic concept of credit risk mitigation strategies, practices, and systems • Exceptional analytical skills • Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus • Outstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputes • Possess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a “big picture” perspective • Proven initiative to support current and future growth. • Working in a credit analysis function or quantitative experience • Bachelor’s and/or equivalent experience • Proficiency with Microsoft Office applications (Word, Excel, Power Point) • Excellent English verbal and written communication skills (Understanding and reading Chinese fluently is a plus) • Ability to effectively manage competing deadlines for projects, with varying degrees of supervision. • Familiarity with SAP system is a plus • Worked in larger scale corporations that have presence worldwide

🏖️ Avantages

• eligibility to participate in discretionary bonus program • medical insurance • dental insurance • vision insurance • life insurance • short-and long-term disability • 401(k) • employee stock purchase plan • health savings account • dependent care • healthcare spending accounts • paid time off including 12 holidays • flexible time off provided pursuant to Seagate policy • minimum of 48 hours of paid sick leave • 16 weeks of paid parental leave

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🗣️🇺🇸🇬🇧 Anglais requis