Senior Software Engineer, Capital Insights

🕒 il y a 1 mois

🇺🇸 États-Unis – Télétravail

💵 $166 900 - $230 900 / an

⏰ Temps Plein

🟠 Senior

🧑‍💻 Développeur Full-Stack

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Upstart

Site WebLinkedInTous les Emplois

1001 - 5000 employés

Upstart est une place de marché de prêt reposant sur l'intelligence artificielle, collaborant avec des banques et des coopératives de crédit pour élargir l'accès à un crédit abordable. En passant au statut de société publique, nous sommes désormais en mesure d'exploiter notre expertise dans le domaine et de révolutionner chaque aspect du prêt et de l'évaluation du risque de crédit. Nous avons récemment élargi nos offres pour inclure le refinancement automobile et prévoyons de diversifier nos secteurs à mesure de la croissance de l'entreprise.\n\nEn tirant parti de la place de marché d'Upstart, les banques et coopératives de crédit utilisant Upstart peuvent bénéficier de taux d'approbation plus élevés et de taux de perte plus bas, tout en offrant l'expérience de prêt numérique d'exception que leurs clients exigent. La place de marché brevetée d'Upstart est la première à avoir reçu une lettre de non-intervention de la part du Bureau de la protection financière des consommateurs en matière de prêt équitable. Upstart ne soutient pas seulement une importante main-d'œuvre à distance, mais dispose également de bureaux à San Mateo, CA; Columbus, OH; et Austin, TX.\n\nLa plupart des collaborateurs d'Upstart nous rejoignent car ils adhèrent à notre mission de permettre l'accès à un crédit fluide basé sur le véritable risque. Si vous êtes stimulé par l'impact que vous pouvez avoir chez Upstart, nous serions ravis de vous entendre !

Description

• Design and evolve backend services, data models, and reporting APIs that power partner-facing reporting across multiple lending products • Build and maintain data pipelines and reporting systems that deliver accurate, timely loan and portfolio data under strict SLAs • Improve system reliability and operational health by reducing incidents, automating manual processes, and strengthening observability • Lead design and implementation of cross-product platform capabilities, including unified APIs and portals • Partner with Capital Markets, Finance, and Data teams to define requirements, troubleshoot production issues, and deliver scalable solutions • Identify structural inefficiencies in legacy systems and drive platform-level improvements that reduce operational burden • Mentor engineers on best practices for data modeling, distributed systems design, and production operations in a regulated fintech environment

🎯 Exigences

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) plus 4+ years of experience building and operating backend systems • Experience with at least one modern backend stack (e.g., Ruby on Rails, Java, or similar) and relational databases (SQL) • Hands-on experience with data pipelines or analytical data stores, such as Airflow, Spark, dbt, ClickHouse / Snowflake / BigQuery / Redshift, or equivalent technologies • Experience owning systems end-to-end, including design, deployment, monitoring, and on-call support.

🏖️ Avantages

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees • Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose • Health Savings Account contributions from Upstart for eligible plans • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage • Paid time off, sick and safe time, and company holidays • Paid family and parental leave to support caregiving and major life moments • Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).