Senior Software Engineer – Partner Integrations, Origination Platform

🕒 il y a 12 jours

🇺🇸 États-Unis – Télétravail

💵 $166 900 - $230 900 / an

⏰ Temps Plein

🟠 Senior

🧑‍💻 Développeur Full-Stack

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Upstart

Site WebLinkedInTous les Emplois

1001 - 5000 employés

Upstart est une place de marché de prêt reposant sur l'intelligence artificielle, collaborant avec des banques et des coopératives de crédit pour élargir l'accès à un crédit abordable. En passant au statut de société publique, nous sommes désormais en mesure d'exploiter notre expertise dans le domaine et de révolutionner chaque aspect du prêt et de l'évaluation du risque de crédit. Nous avons récemment élargi nos offres pour inclure le refinancement automobile et prévoyons de diversifier nos secteurs à mesure de la croissance de l'entreprise.\n\nEn tirant parti de la place de marché d'Upstart, les banques et coopératives de crédit utilisant Upstart peuvent bénéficier de taux d'approbation plus élevés et de taux de perte plus bas, tout en offrant l'expérience de prêt numérique d'exception que leurs clients exigent. La place de marché brevetée d'Upstart est la première à avoir reçu une lettre de non-intervention de la part du Bureau de la protection financière des consommateurs en matière de prêt équitable. Upstart ne soutient pas seulement une importante main-d'œuvre à distance, mais dispose également de bureaux à San Mateo, CA; Columbus, OH; et Austin, TX.\n\nLa plupart des collaborateurs d'Upstart nous rejoignent car ils adhèrent à notre mission de permettre l'accès à un crédit fluide basé sur le véritable risque. Si vous êtes stimulé par l'impact que vous pouvez avoir chez Upstart, nous serions ravis de vous entendre !

Description

• Design and build scalable backend services and platform capabilities that support origination workflows across multiple products and lending partners • Improve the reliability, observability, and operational resilience of critical origination systems and APIs • Refactor and decouple legacy systems to create reusable, product-agnostic platform infrastructure that scales across partner and product types • Build orchestration and workflow solutions that streamline partner onboarding, reduce manual operational work, and improve system consistency • Collaborate closely with Engineering, Product, Lending Partnerships, Compliance, Legal, and Loan Sales teams to deliver secure and scalable lending experiences • Drive technical design discussions, author design documents, and contribute to engineering best practices for system quality, monitoring, and operational excellence • Use AI-assisted development tools and automation thoughtfully to improve engineering productivity and reduce repetitive workflows • Participate in operational support and incident response, helping identify root causes and implement long-term system improvements

🎯 Exigences

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or its equivalent) and 4+ years of software engineering experience • 6+ years of experience building and operating backend services, APIs, or data-intensive systems in production environments • Experience owning software through the full development lifecycle, including design, implementation, deployment, monitoring, and on-call support • Proficiency with at least one modern backend development framework or programming language; experience with Ruby on Rails or the ability to ramp quickly in a Ruby-based codebase • Experience designing distributed systems, service integrations, or workflow-based architectures that support scalability and reliability

🏖️ Avantages

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. • Health Savings Account contributions from Upstart for eligible plans (US only) • Income protection benefits, including life insurance and disability coverage for added financial security • Paid time off, sick leave, and company holidays, in line with local requirements • Paid family and parental leave to support caregiving and major life moments (duration varies by country) • Family-centered benefits to support fertility, parenthood, and caregiving needs • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)