Analyst I, Credit

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November 4

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Affirm

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Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

📋 Description

• Assess brand, compliance, fraud and financial risk and determine credit exposure risk on new and existing merchants • Use business credit reports, financial documents, investigative research tools, and financial market data to conduct risk assessment of Affirm’s merchants • Investigate and use new sources of third party data to assess merchant financial risk • Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants • Business Improvement In Execution: Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation

🎯 Requirements

• 2+ years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting • Experience working with cross functional partners across the organization, especially Sales and Business Development teams • Experience reviewing financial documents, business credit reports and payment processor statements • Ownership mentality: Demonstrate an appropriate sense of accountability, ownership, urgency and execution

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount