Analyst II, Full Stack

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3 days ago

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Affirm

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Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

📋 Description

• Proactively explore data and identify opportunities to help accelerate product development or improve existing products in Trust and Safety, and drive the analytical work of online experiment to optimise the existing strategies to achieve better conversion rate. • Translate analysis and trends into recommendations for business logic to improve identity and fraud conversion rates or fraud rates • Develop scalable frameworks to manage tiered cutoffs for proprietary fraud machine learning models • Evaluate innovative data sources to solve fraud risk, and partner with the data engineering team to develop and maintain the data pipelines for our core datasets for analytical purposes. • Own end-to-end analytics workflow, including defining success and performance metrics, socialising them across the organisation, and creating actionable dashboards and reports • Partner with Machine Learning on building fraud and identity verification strategies for new product, market, and user segments • Partner closely with Product and Engineering to identify highest impact points in the funnel to drive user acquisition and retention

🎯 Requirements

• 2-4 years work experience in customer risk management at a payments or financial company. • Fluent in SQL and Python • A team player with ability to collaborate and influence across different teams in the organisation • Ability to clearly communicate findings and recommendations to both technical and non-technical audiences • Passion to understand how the product works and how to change to make it more effective • Strong time management skills and the ability to manage multiple projects and priorities • Able to thrive in a fast-paced environment and be responsive and available during high intensity moments • Bachelor’s or Master’s degree degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics desired • Knowledge of the fundamentals of payment processing and an understanding of industry risk trends, including familiarity with risk strategy development.

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount