Finance/Credit Model Risk Manager

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August 19

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Affirm

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Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

📋 Description

• Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. • We're looking for a sharp, driven quantitative professional to join our dynamic Model Risk Management (MRM) team. This is your chance to dive deep into the models that power our most critical business decisions. You'll collaborate across the company to shape a best-in-class risk framework, ensuring our models are robust, reliable, and ready for the future. If you're passionate about the intersection of data science, finance, and risk, this role is for you. • What You’ll Do: • Conduct rigorous, independent validations of sophisticated models across finance, treasury, credit, and analytics, through in-depth review, testing and ongoing monitoring to ensure their accuracy and integrity • Identify key model weaknesses and highlight opportunities for improvement, helping teams build stronger, more powerful tools • Collaborate with teams across the business to drive the remediation of validation findings • Partner with model owners and developers to implement and enhance our company-wide MRM framework, ensuring it remains effective and innovative • Work closely with our Accounting, Internal Controls, and Compliance teams to ensure we meet and exceed all audit and regulatory expectations

🎯 Requirements

• 6+ years of professional experience in a technical role like model development, model validation, or data analytics • Deep knowledge of ALM, treasury, and corporate finance. Experience with credit risk is a strong plus • Hands-on ability to script in languages like Python and wrangle large-scale datasets with SQL • A BS, MS, or PhD in a quantitative field such as Quantitative Finance, Math, or Data Science • A natural problem-solver with a meticulous eye for detail, a deep curiosity for how models work, and excellent critical-thinking skills • Exceptional interpersonal and communication skills, with a proven ability to translate complex technical ideas for any audience

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount