Principal Product Manager, Payments

🕒 September 3

🏄 California – Remote

🏄 California – Remote

💵 $190k - $300k / year

⏰ Full Time

🔴 Lead

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Collectors

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

💼 Consulting

📣 Marketing

🛍️ eCommerce

Consulting • Marketing • eCommerce

Collectors is a company dedicated to helping collectors pursue their passion for collecting valuable and iconic items. They specialize in authenticating and grading collectibles, including rare baseball cards, coins, and memorabilia. Collectors offers industry-leading authentication and grading services, connecting a community of enthusiasts to help them grow their collections. Their products feature famous collectibles such as Mickey Mantle's 1952 Topps Baseball card, the 1913 Liberty Head nickel, and a Limited Edition Solid 20-karat Gold 20th Anniversary Pikachu. Collectors provides a platform for collectors to connect with others and build the future of collecting.

📋 Description

• Own the payments strategy and multi-year roadmap • Sequence platform investments against near-term business commitments and defend tradeoffs with executives • Build a customer wallet across products and platforms, including balance and activity views, top-up, withdrawal, and split-pay • Deliver international payment, currency, and local payment method capabilities • Partner with Tax and Legal on registration, DAC7 reporting obligations, and market-by-market compliance • Run acquiring, alternative payment methods, payouts, settlement, funding patterns, reconciliation, ledger, and reporting end to end • Drive multi-PSP routing, least-cost routing, failover, redundancy, retry and decline strategy, and network-level economics • Own authorization rate and cost per transaction • Partner with Risk and Fraud teams on payment fraud, dispute loss, transaction screening, chargebacks, disputes, and approval-rate-versus-loss tradeoffs • Collaborate with Marketplace and Grading, Finance and Treasury, Legal, Compliance, Risk, Product, and Technology teams • Maintain regular exposure to the executive team

🎯 Requirements

• 8+ years in product management, with deep payments or consumer fintech experience • Experience owning production payment systems at meaningful scale • Senior IC experience at a high-growth marketplace, fintech, or platform company preferred • Knowledge of card networks and interchange • Experience with gateway and PSP integrations, including Stripe, Adyen, Braintree, or comparable platforms • Knowledge of tokenization, 3DS, SCA, alternative and local payment methods, payouts, and dispute lifecycles • Experience launching payments into new countries and navigating currency, local methods, regulatory, and tax reporting requirements • Experience with a marketplace • Ability to use data and experimentation, make high-conviction decisions under ambiguity, and take accountability for outcomes • Ability to communicate clearly and build alignment without authority • Strong financial operations experience preferred, including ledger, settlement, and reconciliation systems and Accounting close processes • Ability to work legally in the United States, validated through e-Verify

🏖️ Benefits

• Medical, Dental, and Vision health insurance • Fertility, commuter, and educational assistance benefits • Competitive 401(k) matching plan • Flexible time-off • Ten company paid holidays • Discounts on select grading services for approved submissions • Flexible schedules and varying shifts • Celebrations, holiday events, and team building activities