Product Director – Payment & Banking

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Crypto.com

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Crypto • Fintech • Security

Crypto. com is a leading cryptocurrency platform that offers trading, buying, and selling services for Bitcoin, Ethereum, and over 350 other cryptocurrencies. It supports transactions in EUR and allows users to pay via SEPA and Apple/Google Pay, depending on jurisdiction. The platform is known for its regulatory compliance and high security standards, with over 100 million users worldwide. Crypto. com also offers products like Crypto Basket for portfolio diversification, on-chain staking for passive income, and the DeFi Wallet for P2P trading. With a commitment to user security and regulatory adherence, Crypto. com holds numerous security certifications and licenses globally. It aims to put cryptocurrency in every wallet and provides various tools for trading, earning rewards, and understanding the crypto market.

1001 - 5000 employees

Founded 2016

₿ Crypto

💳 Fintech

🔐 Security

📋 Description

• Expert understanding of Treasury Product; specifically how to structure banking partnerships to ensure zero, or near-zero, downtime liquidity for mass user pay-outs and instant trading activities. • Demonstrated ability to significantly increase transaction acceptance rates across credit card, debit card, and bank transfer pay-ins by optimizing processor relationships, fraud rules, and regulatory compliance checks. • Leading commercial negotiations and technical integrations for direct bank relationships (not just white-label partners) to secure preferential rates, dedicated service levels, and custom solutions required by trading businesses. • Experience in designing the logic for a dynamic routing engine that instantly selects the best rail based on user segment, jurisdiction, currency, speed requirement, and risk profile. • Experience in scalable fiat payment solutions tailored for institutional clients (e.g., dedicated segregated bank accounts, high-value wire processing, bulk pay-out APIs). • 1) Time-to-Fund/Time-to-Withdrawal (reducing latency), 2) Pay-in acceptance rates (driving higher funding success) and 3) Cost-per-Transaction (optimizing margins)

🎯 Requirements

• Minimum of 10+ years of product leadership focused on building and optimizing cross-border payment infrastructure. • Less experience candidates can be considered as Principal/Lead. • Proven experience in selecting and integrating payment rails based on transaction speed (T+0 vs. T+1) to meet the needs of instant trading. • Good aptitude for understanding technical APIs and translating them to how they impact user stories is preferred • A data-informed work style, viewed through a compassionate lens of the user • A passion for building delightful customer-facing products and experiences • Strong work ethic and willingness to go the extra mile to meet tight delivery timelines and goals where necessary • Ability to manage C-level stakeholders and clearly articulate prioritization decisions and considerations • Demonstrated leadership, taking ownership and producing results • The ability to collaborate well with designers, engineers, QA, Marketing, compliance, growth • Bring humility to your work and how you work with others