Insurance Product Manager

🕒 June 3

🌽 Illinois, New York – Remote

🌽 Illinois – Remote 🗽 New York – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

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Independence Pet Group

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

👥 B2C

🧘 Wellness

Insurance • B2C • Wellness

Independence Pet Group is one of North America’s largest pet insurance and services organizations. The company supports insurance for more than 800,000 pets in the U. S. and Canada, with a mission to strengthen the bond between pets and their owners through innovative products and services. IPG offers a comprehensive range of underwriting options, turnkey partner solutions, and consumer-facing insurance products to support pets throughout their lives. The company is home to several insurance brands, providing vital support and services in the pet care industry.

📋 Description

• Lead the strategic direction of the pet insurance product suite, ensuring alignment with MGA objectives, carrier expectations, and market opportunities. • Develop and refine underwriting guidelines, appetite statements, rating algorithms, and product structures to support profitable growth. • Identify unmet customer needs and emerging trends in the pet insurance sector, converting insights into actionable product enhancements and new product concepts. • Own the end‑to‑end product lifecycle—from ideation and feasibility assessment to development, launch, monitoring, and iterative improvement. • Lead comprehensive market research, competitive benchmarking, and customer segmentation to identify whitespace opportunities and inform product positioning. • Monitor competitor pricing, coverage features, distribution strategies, and customer experience to ensure IPG’s offerings remain differentiated and relevant. • Partner closely with actuarial teams to develop pricing strategies, risk models, and rating structures that balance competitiveness with profitability. • Collaborate with sales, marketing, and distribution partners to design effective go‑to‑market strategies, product messaging, and launch plans. • Serve as the internal and external subject matter expert for assigned pet insurance products, providing guidance to underwriting, claims, distribution, and customer service teams. • Drive innovation across insurance and non‑insurance offerings, including wellness packages, loyalty programs, digital tools, and customer engagement features. • Ensure all product materials, policy wordings, and rating structures meet regulatory and carrier requirements.

🎯 Requirements

• Bachelor’s degree preferred, ideally in Risk Management, Business, Economics, Finance, Mathematics, Statistics, or Actuarial Science. • 5+ years of experience within the insurance industry, ideally with exposure to pet insurance, personal lines, or MGA environments. • Demonstrated experience developing and managing insurance products, pricing strategies, and underwriting frameworks. • Strong understanding of insurance market dynamics, regulatory frameworks, and compliance processes. • Strong analytical mindset with the ability to interpret data, identify trends, and drive data-driven decision-making. • Ability to work independently, manage multiple priorities, and creatively solve complex problems. • Excellent communication and stakeholder management skills, with a collaborative approach across departments and seniority levels. • Proficiency in MS Office, particularly Excel and PowerPoint. • SQL or data-querying skills preferred but not required. • Knowledge of pet insurance market trends, customer behaviors, and distribution models is a strong advantage.

🏖️ Benefits

• Comprehensive full medical, dental and vision Insurance • Basic Life Insurance at no cost to the employee • Company paid short-term and long-term disability • 12 weeks of 100% paid Parental Leave • Health Savings Account (HSA) • Flexible Spending Accounts (FSA) • Retirement savings plan • Personal Paid Time Off • Paid holidays and company-wide Wellness Day off • Paid time off to volunteer at nonprofit organizations • Pet friendly office environment • Commuter Benefits • Group Pet Insurance • On the job training and skills development • Employee Assistance Program (EAP)