Senior Product Manager, Credit

August 21

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KOHO

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Fintech • eCommerce • Banking

KOHO is a financial technology company that provides Canadians with tools to manage their money effectively and enhance their lifestyle. Offering a single platform, KOHO allows users to spend smarter with a prepaid Mastercard that offers up to 5% cash back, grow their savings with competitive interest rates, facilitate borrowing with easy cash advances, and build credit history. The app also features budgeting tools, payment splitting, and various customizable plans to suit individual needs, emphasizing convenience and financial wellness for its users.

201 - 500 employees

Founded 2014

💳 Fintech

🛍️ eCommerce

🏦 Banking

📋 Description

• Own and evolve KOHO’s lending/credit products, with a focus on driving growth, optimizing performance, and continuously improving the user experience. • Collaborate with cross-functional teams to refine product strategies and roadmaps that align with business goals and user needs. • Leverage data and insights to identify opportunities for product enhancements, process improvements, and market differentiation. • Champion experimentation and A/B testing to optimize features, pricing, and engagement strategies. • Ensure lending products deliver consistent value to users while maintaining strong risk and compliance standards. • Act as a strategic leader within the organization, bringing clarity, prioritization, and momentum to lending initiatives.

🎯 Requirements

• You are an experienced product manager (3+ years) with a proven track record of scaling and optimizing consumer products. • Experience with lending (personal loans, credit cards, etc.) is a strong asset. • You are a critical thinker with strong analytical and problem-solving skills, able to identify opportunities and uncover root causes. • You take a systematic approach, building scalable systems and processes that enable sustainable product growth. • You are results-driven, with a bias for iteration and improvement that drives meaningful business outcomes. • You are data-informed, using insights to prioritize initiatives and measure impact. • You are a clear communicator who can align diverse stakeholders around strategy and execution. • You are an owner, accountable for the success of lending products and motivated to deliver exceptional results for users and the business.

🏖️ Benefits

• 📈 Opportunity to shape the future of fintech and financially empower a generation of Canadians • 💰 Competitive compensation & equity • 🤝 Fantastic, Deeply Engaged Team (check out our engagement scores here!) • 🌴 Generous vacation + Wellness days + Flex Days + holiday closure • 💻 Remote-first environment + coworking support + yearly all hands retreat • 🧠 Access to coaching & growth programs • 👶 Parental top-up & leave policies • 🏥 Comprehensive health benefits • 💡 Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development