Senior Credit & Commercial Analyst

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🕒 November 20, 2025

🏢🏡 London – Hybrid

⏰ Full Time

🟠 Senior

🧐 Analyst

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Lendable

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2014

💸 Finance

💳 Fintech

👥 B2C

Finance • Fintech • B2C

Lendable is a loan management company that provides fast loans with fair rates. Customers can see their loan rates before applying without impacting their credit score and can receive money the same day. Lendable emphasizes transparency, safety, and customer satisfaction, with strong customer reviews and regulatory compliance under the FCA. The company offers loans ranging from £1,000 to £25,000 with flexible repayment terms and competitive APR rates.

📋 Description

• Optimising our pricing strategy, how much to lend and at what interest rate. • Improving our conversion funnel, responding to qualitative feedback as well as data insights. • Building a product that our customers and partners love. • Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns. • Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy. • Seek out novel strategies and commercial approaches we can take advantage of. • Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market. • Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance. • Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

🎯 Requirements

• Daily coding experience, with proficiency in Python and SQL ideally. • Proven experience in credit risk or commercial strategy roles, ideally within consumer lending. • A strategic mindset and the ability to translate complex data into clear, actionable decisions. • A focus on delivering results that align with both commercial and customer needs. • A collaborative, open approach and a willingness to challenge your own assumptions. • Experience working in marketing / growth roles is a plus, but not required!

🏖️ Benefits

• Best-in-class compensation, including equity. • You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance. • We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.