Senior Manager – Compliance & Financial Crimes (MLRO UK)

Job not on LinkedIn

🕒 July 19

🇬🇧 United Kingdom – Remote

⏰ Full Time

🟠 Senior

🚨 AML and Financial Crime

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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PayAngel

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2013

💳 Fintech

🤝 B2B

👥 B2C

💰 Accelerator/Incubator on 2023-12

Fintech • B2B • B2C

PayAngel is a cross-border payments company that provides international money transfer and payment services for individuals and businesses. PayAngel offers mobile remittances, business payment tools (PayAngel Business) to collect, manage wallets, track transactions, and send local or international payouts from a single dashboard, and value-added services like RemitCare, insurance activation, and rewards. The platform emphasizes fast, secure transfers with transparent pricing (zero fees advertised), live exchange rates, and focuses on corridors to many African and Asian countries (e. g. , Ghana, Nigeria, Kenya, Senegal, India, Bangladesh). PayAngel operates through legal entities registered in the UK, Canada, the US, and Australia, is authorized and registered with regulators such as the UK FCA and national money-services regulators (HMRC, FINTRAC, FinCEN, AUSTRAC), and targets both personal remittances and business payments.

📋 Description

• Act as the designated AMLRO with overall responsibility for the oversight and effectiveness of all AML and CTF obligations across PayAngel • Maintain and continuously enhance PayAngel’s AML and Financial Crime frameworks, policies, procedures and controls, ensuring effective identification, assessment, monitoring, and mitigation of money laundering and terrorist financing risks • Manage the end-to-end suspicious activity reporting process, including the receipt, review, investigation, escalation, and filing of SARs, and act as the primary liaison with UK law enforcement and regulatory authorities • Ensure ongoing compliance with applicable UK regulatory requirements, including the Money Laundering Regulations, FCA rules, Consumer Duty, PSD2, and APP Fraud obligations, and monitor regulatory developments to advise senior management on emerging AML and financial crime risks • Conduct enterprise-wide and product-specific AML and financial crime risk assessments, ensuring timely escalation and effective management of material risk issues • Support regulatory examinations, audits and inspections relating to AML and financial crime, including remediation of identified findings • Develop and deliver AML and financial crime training programmes and promote a strong compliance and financial crime risk culture across PayAngel • Prepare and present clear and comprehensive AML and financial crime reports and management information to senior management, the board and regulators • Collaborate with Product, Technology, Operations, Risk, and global compliance teams to embed compliance by design, provide clear regulatory requirements, and drive the effective implementation of AML and financial crime controls

🎯 Requirements

• A Bachelor’s degree in Law, Finance, Risk Management, Compliance, or a related discipline • Minimum of 5 to 7 years’ experience in AML, financial crime, compliance, or regulatory roles within financial services, fintech, or payments • Strong knowledge of UK AML regulations and FCA expectations • Proven experience acting as MLRO or AMLRO or in a senior financial crime role • Demonstrated ability to manage SAR reporting and regulatory engagement • Strong analytical, investigative and risk assessment skills • High level of integrity, independence, and sound judgement.

🏖️ Benefits

• Professional certification such as ICA, ACAMS, CISI, CFA, or equivalent • Bilingual is a plus