Parabroker, Credit Analyst – End-to-End

Job not on LinkedIn

🕒 February 15

🇵🇭 Philippines – Remote

💵 ₱80k - ₱110k / month

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 44%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pear Tree.

WebsiteLinkedInAll Job Openings

1 - 10 employees

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Drive loan files from broker handover through document collection, analysis, submission, settlement, and post-settlement • Conduct living expense analysis • Analyse PAYG income including payslips, salary credits, and salary sacrifice arrangements • Analyse self-employed income (full doc assessment) • Pull and assess credit files • Identify liabilities from Fact Find, credit file, and bank statements • Conduct lender research, policy checks, and product recommendations • Complete detailed diary notes for internal records and submission • Prepare and package loan applications in Broker Engine • Order valuations and manage through to completion • Manage pricing requests • Liaise with XSource regarding MIRs and loan documents • Action returned MIRs and documents within expected timeframes • Track and manage lender conditions • Ensure strict compliance with lender policies and internal procedures • Rename and file all documents according to required naming conventions (no exceptions) • Save documents in correct folders immediately upon receipt • Edit all email templates and forms to ensure accuracy before sending • Ensure specialised documents are collected for complex scenarios (e.g., separation agreements, guarantor documents, bridging requirements) • Modify document requests to reflect actual deal circumstances (e.g., single applicant vs joint) • Track finance and settlement dates independently using Broker Engine and/or calendar tools • Follow up lenders, solicitors, and conveyancers • Ensure no file remains inactive beyond three days without valid reason • Escalate issues early and proactively

🎯 Requirements

• At least 3 years of experience as a Credit Analyst or Parabroker (end-to-end processing required) • Strong understanding of the 5 C’s of Credit and lender credit policy • Experience analysing PAYG and self-employed income • Proficiency in CRM systems and Microsoft Office • Experience using Broker Engine (highly regarded) • Experience with Quickli and lender servicing calculators • Experience pulling and analysing credit files • Knowledge of lender servicing calculators and broker portals • Experience ordering valuations and managing settlements • Strong attention to detail and organisational skills • Excellent written and verbal English communication skills • Ability to work autonomously and drive files without micromanagement • Nice to Have: • Prior banking experience • Experience working with AFG • Strong lender policy and scenario knowledge