Vice President, Portfolio Manager

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🕒 September 9, 2025

🗽 New York – Remote

🗽 New York – Remote

💵 $110k - $130k / year

⏰ Full Time

🔴 Lead

👔 Vice President

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Ready Capital

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2012

🏗️ Construction

📦 Logistics

🏠 Real Estate

Construction • Logistics • Real Estate

Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances, and services small- to medium-balance commercial loans across the United States. The firm specializes in commercial real estate lending—including agency multifamily, small-balance Freddie Mac loans, bridge and construction financing—and also operates as an SBA Preferred Lender providing SBA 7(a) loans to businesses nationwide. Publicly traded as a mortgage REIT (NYSE: RC), Ready Capital emphasizes scale and reliability with a national footprint and a history of significant loan originations.

📋 Description

• Oversee the servicing and ongoing management of SBA, USDA, and conventional loan portfolios, ensuring full compliance with lender policies and agency regulations. • Analyze credit risk, conduct annual reviews and servicing actions, supervise credit analysts, and facilitate communication among borrowers, lenders, and third parties. • Provide excellent and professional customer service to the borrower, lender, and governing agencies. • Ensure relationships remain strong and healthy. • Supervise Servicing Credit Analyst (including Decimal Point), review all financial spreads and narratives prepared by them. • Manage all aspects of portfolio management for SBA, USDA, Main Street, and conventional loans. • Collaborate with legal counsel, lenders, borrowers, and third parties on credit actions and servicing requests. • Complete comprehensive narrative annual reviews for each existing SBA/USDA loan. • Ensure proper implementation of LSP, lender, and SBA/USDA business policies and procedures. • Participate in special projects and support the SBA/USDA servicing department as needed. • Oversee the transition of a troubled loan to the Special Asset Portfolio Manager’s portfolio.

🎯 Requirements

• Bachelor’s degree in Finance, Accounting preferred. • Minimum of 7 years’ experience in Small Business Lending/Real Estate Lending preferred with focus on credit analysis. • Knowledge of the SBA and USDA rules and regulations, preferred. • Strong credit skills. • Leadership and motivational skills, good written and verbal communication skills, decision-making and analytical skills and ability to work well under pressure. • Operate other standard office equipment; type accurately at a speed necessary to meet the requirements of the position; organize work, set priorities and exercise sound independent judgment within established guidelines; interpret, apply, explain and reach sound decisions. • Proficient in Microsoft Office Suite, working with Word and Excel or similar spreadsheet software. • Ability to read and comprehend instructions, short correspondence, and memos. • Ability to write simple correspondence. • Ability to write basic routine reports and correspondence. • Ability to interact effectively with management, other employees, customers, and representatives from other organizations. • Diplomacy in dealing with internal and external clients. • Excellent communication skills. • Strong credit skills required. • Ability to analyze financial statements for Small Businesses. • Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. • Ability review information and solve problems quickly. • Strong ability to manage time. • Achievement oriented, takes initiative.