Commercial Credit Analyst I

November 20

🏈 Alabama – Remote

Although this job is listed in Alabama, this company may be open to hiring remote in other states.

⛰️ Colorado – Remote

Although this job is listed in Colorado, this company may be open to hiring remote in other states.

+5 more states

🏈 Alabama – Remote ⛰️ Colorado – Remote 🐊 Florida – Remote 🌲 North Carolina – Remote 🌴 South Carolina – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote

💵 $42.4k - $67.7k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

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SouthState Bank

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Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

📋 Description

• Performs spreads and credit analysis of commercial borrowers and guarantors, utilizing audited, reviewed, and complied financial statements and tax returns. • Performs personal cash flow analysis utilizing individual tax returns and personal financial statements. • Performs complex spread requests for specialized lending groups. • Uses independent judgement and discretion to appropriately provide detailed Credit Analysis on all spread requests. • Demonstrates the ability to work independently with minimal oversight. • Communicates with Relationship Managers, Portfolio Managers, and Credit Administrators as needed to convey concerns and/or risks related to loans. • Researches and analyzes financial data, interprets, and prepares reports of financial position. • Monitors the financial position of established accounts and brings irregularities to the attention of the loan officer.

🎯 Requirements

• A bachelor’s degree in business, finance, or accounting is recommended to have a good understanding of financial statements and to make industry evaluations. • Finance/accounting related work experience of at least five years in lieu of a college degree in business, finance, and accounting. • Work as a Commercial Credit Analyst, or similar credit position, for a minimum of one year. • Knowledge of personal computer, Windows and Microsoft software applications is necessary.

🏖️ Benefits

• Equal Opportunity Employer, including disabled/veterans.