Credit Risk Review Officer II

🕒 July 22

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Logo of SouthState Bank

SouthState Bank

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

📋 Description

• Take ownership of tasks and challenges in the operation of assigned position. • Evaluate the credit quality and credit processes of the bank. • Conduct comprehensive Ongoing Monitoring of complex commercial loans. • Lead Credit Process/Target Reviews of complex commercial portfolios. • Validate credit/financial information to verify the credit worthiness of borrowers/guarantors. • Prepare periodic Risk Assessments to validate or revise risk-based ranking of assigned Universe unit(s). • Communicate findings to management and provide feedback. • Mentor less experienced teammates and serve as Subject Matter Expert on assigned portfolios.

🎯 Requirements

• College Degree, preferably a degree in Accounting, Finance, Economics or equivalent experience. • Minimum of seven years of credit review, commercial lending, commercial loan underwriting, and/or commercial loan portfolio management experience. • Computer literacy. • Proficient in Microsoft Office applications; General banking experience required.

🏖️ Benefits

• Equal Opportunity Employer, including disabled/veterans

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