Finance Manager, Corporate FP&A

September 19

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• Lead financial forecasting, planning, and reporting for the balance sheet, net interest income, and risk capital. • Own forecasting accuracy for balance sheet composition, fair value adjustments, and net interest margin. • Build and maintain financial models and BI dashboards for scenario planning, variance analysis, and executive reporting. • Partner with Analytics, Accounting, Treasury, and Capital Markets to ensure accurate modeling and compliance with GAAP and regulatory standards. • Drive process improvements and automation within FP&A to improve accuracy, efficiency, and scalability. • Support month-end and quarter-end close, earnings prep, board materials, and business reviews with actionable insights

🎯 Requirements

• BS/MS in Finance, Economics, Computer Science, Statistics, or related field (or equivalent experience). • 7+ years of relevant experience in FP&A, Accounting, Investment Banking, or Corporate Finance. • Strong expertise in balance sheet, liquidity, and cash management. • Familiarity with consumer credit capital markets, private credit, structured finance/products/transactions. • Advanced proficiency in Excel/Google Sheets; adept at handling large datasets. • Strategic thinker with strong analytical and problem-solving skills. • Exceptional communication and presentation skills, with ability to influence senior leadership. • Highly organized, able to manage multiple priorities under tight deadlines. • Adaptable, independent, and effective in fast-paced environments. • Preferred: CPA certification with strong knowledge of GAAP and fair value accounting principles. • Preferred: Experience with NetSuite and FP&A tools such as Adaptive Planning. • Preferred: Proficiency with business intelligence and reporting tools (e.g., Looker, Tableau, Mode). • Preferred: Familiarity with advanced analytics tools such as SQL, Python, or R. • Preferred: Prior experience in the consumer marketplace lending or fintech industry.

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups • Catered lunches + snacks & drinks when working in offices