Research Scientist, ML Fairness and Explainability

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September 24

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• Research and implement industry-leading methodologies for explaining complex machine learning models • Evaluate model fairness in the lending space and mitigate potential fairness disparities via less discriminatory alternative searches • Strive to understand dynamics of production models to inform business decisions • Work as part of the Fairness and Explainability team focused on research and development to ensure models are compliant, robust, and engender trust with external stakeholders • Collaborate with Research Scientists, Data Scientists, ML Engineers, and other teams to build, enable and evaluate core production models • Convert ideas into testable hypotheses and operationalize solutions into production

🎯 Requirements

• Strong academic credentials with a master's degree in statistics, mathematics, economics, physics, operations research, computer science, or other quantitative areas of study; Ph.D. preferred • Programming skills in Python • Full-stack expertise with all steps of the modeling process from ideation to productionalizing code; OR deep expertise in either statistical modeling or machine learning • Experience and interest in ML explainability or fairness; OR demonstration of high potential to learn quickly and contribute to these areas • Proficiency in a broad array of mathematical, statistical learning and machine learning concepts and applications • Detailed understanding of building good technical solutions; ability to convert ideas into testable hypotheses and/or next steps • Ability to meet team standards with respect to quality and velocity with minimal help or direction from peers • For more complex tasks, ability to break down problems into smaller tasks, and use them to estimate the timeline of executing a larger initiative. Willingness to make the right tradeoffs when needed to deliver projects on time • Proactively communicate to stakeholders and teammates with ability to contextualize technical results • Strong sense of intellectual curiosity balanced with humility, drive and teamwork • Numerically-savvy and smart with ability to operate at a speedy pace • Enthusiasm for and alignment with Upstart’s mission and values

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices