Analyst II, Full Stack

🕒 Julho 21

🏄 California, Connecticut, +3 estados a mais – Remoto

🏄 California – Remote 🦌 Connecticut – Remote 🏖️ New Jersey – Remote 🗽 New York – Remote ☕ Washington – Remote

💵 $128.000 - $205.000 / ano

⏰ Tempo Integral

🟢 Júnior

🟡 Pleno

🧑‍💻 Engenheiro Full-stack

🦅 Patrocina Visto H1B

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Affirm

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

Fundada em 2012

💳 Fintech

👥 B2C

🛍️ Comércio Eletrônico

💰 Post-IPO Equity em 2021-01

Fintech • B2C • eCommerce

A Affirm é uma empresa de tecnologia financeira que oferece um serviço de Buy Now, Pay Later (BNPL), permitindo que os consumidores façam compras e paguem ao longo do tempo com planos de pagamento flexíveis. A Affirm elimina taxas ocultas e juros compostos, fornecendo termos e condições claros aos seus usuários. A empresa também oferece o Affirm Card, um cartão de débito que permite solicitar o pagamento ao longo do tempo para compras de maior valor ou pagar à vista as menores. A Affirm faz parcerias com diversos varejistas em várias categorias, incluindo eletrônicos, vestuário e viagens, proporcionando aos clientes a conveniência de pagar ao longo do tempo no checkout, tanto online quanto em lojas físicas. Os serviços da Affirm são integrados ao Apple Pay, permitindo que os clientes efetuem pagamentos de forma fluida diretamente do iPhone ou iPad.

Descrição

• Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographies. • Monitor portfolio performance and exogenous macroeconomic trends; proactively adjust analytical and operational strategies to mitigate risk and balance growth. • Partner deeply with Engineering and ML teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models. • Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendations. • Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulations. • Engage with external stakeholders including merchants, vendors, and partners to align practices, ensure compliance, and strengthen strategic relationships. • Build repeatable AI-assisted workflows that compound across the team's analyses, while mentoring junior analysts on technical craft and domain nuances.

🎯 Requisitos

• 2–5 years of proven experience in an analytically-driven role within the consumer lending, credit, or fintech industry, specifically leveraging advanced analytics to develop and optimize business strategies. • Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field. • Advanced proficiency in SQL, Python, or other scripting languages. • Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems. • Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives. • Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth. • Demonstrated ability to translate complex regulatory and economic insights into actionable strategies. • Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.

🏖️ Benefícios

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount