Capital Operations Analyst

🕒 Junho 11

🏄 California, Connecticut, +3 estados a mais – Remoto

🏄 California – Remote 🦌 Connecticut – Remote 🏖️ New Jersey – Remote 🗽 New York – Remote ☕ Washington – Remote

💵 $80.000 - $110.000 / ano

⏰ Tempo Integral

🟢 Júnior

🟡 Pleno

⚙️ Operações

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Affirm

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

Fundada em 2012

💳 Fintech

👥 B2C

🛍️ Comércio Eletrônico

💰 Post-IPO Equity em 2021-01

Fintech • B2C • eCommerce

A Affirm é uma empresa de tecnologia financeira que oferece um serviço de Buy Now, Pay Later (BNPL), permitindo que os consumidores façam compras e paguem ao longo do tempo com planos de pagamento flexíveis. A Affirm elimina taxas ocultas e juros compostos, fornecendo termos e condições claros aos seus usuários. A empresa também oferece o Affirm Card, um cartão de débito que permite solicitar o pagamento ao longo do tempo para compras de maior valor ou pagar à vista as menores. A Affirm faz parcerias com diversos varejistas em várias categorias, incluindo eletrônicos, vestuário e viagens, proporcionando aos clientes a conveniência de pagar ao longo do tempo no checkout, tanto online quanto em lojas físicas. Os serviços da Affirm são integrados ao Apple Pay, permitindo que os clientes efetuem pagamentos de forma fluida diretamente do iPhone ou iPad.

Descrição

• Support all capital and funding operations and interface with internal partners as well as various external capital partners • Develop a keen understanding of our loan portfolio and oversee the movement of loan related cash flows • Build, automate, and enhance operational reporting, reconciliations, and monitoring to improve accuracy, scalability, and efficiency • Manage ongoing internal and external audits for our funding facilities, including data validation, documentation, and coordination across stakeholders • Support the evolution of capital operations by helping design scalable controls, governance frameworks, and operational best practices • Lead monthly and quarterly investors financial reporting to ensure accurate and timely delivery

🎯 Requisitos

• 2+ years of experience in Treasury, capital markets, or investment operations, preferably at a financial services firm or Fintech • BA/BS degree in a quantitative discipline (e.g., Finance, Economics, Mathematics or related field) • Strong attention to detail, ownership mentality, and willingness to dive into day-to-day operations to execute • Excellent proficiency in financial modeling and Excel • Ability to thrive in a fast-paced, high-growth, and often ambiguous environment while balancing strategic thinking with operational rigor • Strong understanding of loan life cycle, asset back financing capital structures, liquidity management, and cash and risk management solutions • Familiarity with SQL, Python, workflow automation tools, or AI-enabled productivity tools is a strong plus

🏖️ Benefícios

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount