Senior Director, Enterprise Risk Management

🕒 Junho 11

🗣️🇺🇸🇬🇧 Inglês obrigatório

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Affirm

1001 - 5000 funcionários

Fundada em 2012

💳 Fintech

👥 B2C

🛍️ Comércio Eletrônico

💰 Post-IPO Equity em 2021-01

Fintech • B2C • eCommerce

A Affirm é uma empresa de tecnologia financeira que oferece um serviço de Buy Now, Pay Later (BNPL), permitindo que os consumidores façam compras e paguem ao longo do tempo com planos de pagamento flexíveis. A Affirm elimina taxas ocultas e juros compostos, fornecendo termos e condições claros aos seus usuários. A empresa também oferece o Affirm Card, um cartão de débito que permite solicitar o pagamento ao longo do tempo para compras de maior valor ou pagar à vista as menores. A Affirm faz parcerias com diversos varejistas em várias categorias, incluindo eletrônicos, vestuário e viagens, proporcionando aos clientes a conveniência de pagar ao longo do tempo no checkout, tanto online quanto em lojas físicas. Os serviços da Affirm são integrados ao Apple Pay, permitindo que os clientes efetuem pagamentos de forma fluida diretamente do iPhone ou iPad.

Descrição

• Lead the ongoing evolution of Affirm’s Enterprise Risk Management program to support the company’s scale, complexity, and strategic priorities • Strengthen enterprise risk governance, including risk appetite, risk taxonomy, and governance structures across the enterprise • Drive alignment of risk management practices across business units while preserving appropriate flexibility for different risk types and operating models • Oversee and continue to mature key enterprise risk programs including Operational Risk, Third Party Risk Management, Business Continuity, Issues Management, and Risk Governance • Ensure programs are integrated, data-driven, and aligned to Affirm’s broader enterprise risk framework • Identify opportunities to improve effectiveness, scalability, and clarity through process enhancements, data, and tooling • Develop and enhance risk analytics and reporting for executive leadership and governance forums • Strengthen the use of risk metrics, trends, and analysis to identify emerging risks and support decision-making • Partner with senior leaders to assess risks associated with new products, initiatives, and strategic changes • Provide independent, objective challenge on key risk decisions and mitigation strategies • Support the business in taking smart, informed risks while staying within risk tolerance levels • Help embed a thoughtful, risk-aware approach to decision-making across the company through strong partnership, communication, and engagement • Drive enterprise-wide risk initiatives that require coordination across multiple teams • Lead high-impact initiatives that improve the effectiveness and scalability of enterprise risk management • Develop and mentor a team of risk professionals • Establish clear priorities, operating rhythms, and performance standards • Scale the function’s impact in line with Affirm’s growth and evolving needs

🎯 Requisitos

• 12–15+ years of experience in financial services, fintech, or technology environments, with deep expertise leading risk, audit, compliance, or related business or strategic operating functions • Proven experience leading and maturing enterprise risk frameworks and programs in a dynamic, high-growth environment • Strong strategic mindset and business judgment with the ability to connect risk management to business objectives and leadership decisions • Demonstrated ability to influence senior stakeholders and drive alignment across functions without direct authority • Strong analytical and communication skills with the ability to translate complex data into clear insights and actions • Track record of leading and developing high-performing teams • Experience working closely with Product, Engineering, and data-driven teams is strongly preferred.

🏖️ Benefícios

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

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