Credit Portfolio Manager III – Asset Based Lending

🕒 Abril 25

🌲 North Carolina – Remoto

🌲 North Carolina – Remote

💵 $108.199 - $180.545 / ano

⏰ Tempo Integral

🟠 Sênior

🔴 Especialista

👔 Gerente

Candidatar-se

Encontrar Vagas Remotas Similares

Receber Emails de Vagas Remotas

📊 Verifique sua pontuação de currículo para esta vaga

Melhore suas chances de conseguir uma entrevista verificando sua pontuação de currículo antes de se candidatar.

Enviar Currículo

Atlantic Union Bank

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

Fundada em 1902

🏦 Bancário

💸 Finanças

💳 Fintech

Banking • Finance • Fintech

O Atlantic Union Bank é um banco regional de serviço completo com sede na Virgínia que oferece serviços financeiros de consumo, negócios, comerciais e de gestão de patrimônio. O banco disponibiliza contas correntes e poupança, empréstimos (hipotecas, home equity, financiamento automotivo, pessoal e comercial), serviços de tesouraria e merchant, além de serviços bancários online e móveis, e consultoria de investimentos e gestão patrimonial. Com raízes comunitárias de longa data e foco em soluções financeiras justas e relacionamento bancário local, atende a indivíduos, empresas, organizações sem fins lucrativos e instituições através de seus canais de agências e digitais.

Descrição

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit • Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction • Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio • Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support • Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet • Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance • Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity • Participate or lead client calls with Relationship Manager for in-depth financial questions • Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures

🎯 Requisitos

• Bachelor's degree in Accounting or Finance • Seven or more years of experience in a commercial lending environment • Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development and builder lines, service, retail, commercial real estate, religious organizations and government • Advanced written and analytical skills to encompass an ability to analyze balance sheet structure, and income and cash flow trends • Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within Moody's or other software package • PC proficiency with Word and Excel, including the use of system and user generated formulas, macros, charts, and tables

🏖️ Benefícios

• General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits.