Senior Credit Strategy Analyst – Home Secured, Super Prime UW

🕒 Maio 26

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Best Egg

SiteLinkedInTodas as Vagas

501 - 1000 funcionários

Fundada em 2014

💸 Finanças

💳 Fintech

👥 B2C

Finance • Fintech • B2C

A Best Egg é uma empresa de empréstimos que oferece uma gama de produtos e serviços financeiros, incluindo empréstimos pessoais, consolidação de dívidas, refinanciamento de cartões de crédito e empréstimos garantidos utilizando a equidade do veículo ou descontos para proprietários de imóveis. A empresa enfatiza o serviço financeiro rápido e sem complicações, com uma plataforma online que permite aos usuários gerenciar suas contas, visualizar ofertas e acessar vários recursos de saúde financeira. A Best Egg visa apoiar os clientes na construção de um futuro financeiro mais brilhante, oferecendo taxas competitivas e termos de empréstimo personalizados. Os empréstimos da Best Egg são facilitados por meio de parcerias com bancos e estão disponíveis em vários montantes, com termos e condições flexíveis.

Descrição

• This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans • Create test/control champion/challenger tests and monitoring to inform future strategies • Provide scenario analysis/create financial impact sizing/develop new strategy test case • Perform ad-hoc analytics, create reporting and presentations • Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels. • Partner with Decision Science to define and develop Credit models and tools • Maintain overall risk and return targets for investors particularly in a changing economic environment

🎯 Requisitos

• 5+ years experience in a similar analytical role • Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus • Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus • Must be proficient in Python or similar, SQL, and MS Excel • Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques • Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable • Excellent English written/verbal communication skills, critical thinking and interpersonal skills • Highly independent and self-motivated to forming opinions that are supported by data. • Strong knowledge of modeling tools and techniques and use in strategy • Ability to understand competitive pressure, economic trends and their business impacts. • High Energy with ability to work in a fast-paced environment • Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors • Demonstrated technical leadership skills including self-direction, coaching and mentoring • Highly motivated, well organized, capable of developing and executing business analysis and able to communicate status and results effectively • Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment • Ability to work effectively both independently and as a team member • Be confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary • Capable of teaching and learning from others to promote continuity of knowledge and personal development • Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance

🏖️ Benefícios

• Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!