Mortgage Sales Associate

🕒 Julho 10

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CrossCountry Mortgage, LLC

SiteLinkedInTodas as Vagas

5001 - 10000 funcionários

💸 Finanças

💰 $400.000.000 Debt Financing em 2021-11

Finance

CrossCountry Mortgage, LLC é uma das principais instituições de crédito imobiliário de varejo dos Estados Unidos, oferecendo uma variedade de soluções de financiamento para compradores de imóveis, proprietários que desejam refinanciar e quem busca crédito com garantia do imóvel (home equity). A empresa oferece um portfólio completo de serviços, incluindo empréstimos para compra de imóveis, refinanciamento de financiamentos imobiliários e linhas de crédito com garantia do imóvel (HELOC). A empresa se orgulha de ajudar os clientes a navegar pelo processo de compra do imóvel com facilidade, sejam compradores de primeira viagem ou investidores experientes. Reconhecida por suas taxas de juros competitivas e pelo processamento ágil dos empréstimos, a CrossCountry Mortgage busca apoiar seus clientes na conquista da casa própria e de seus objetivos financeiros.

Descrição

• Deliver an exceptional borrower experience by supporting the mortgage loan process from initial prequalification through closing • Perform income and financial analysis • Prepare and issue required loan disclosures • Review documentation for completeness and accuracy • Coordinate the timely submission of loan files to processing • Manage a pipeline of loans, monitor milestones and outstanding conditions • Serve as a key point of contact for borrowers and business partners throughout the loan process • Assist with borrower prequalification and collection of initial loan documentation • Calculate and analyze borrower income to determine loan eligibility • Run Desktop Underwriter (DU) and review findings for accuracy and completeness • Schedule and coordinate communications with borrowers, real estate agents, referral partners, and other stakeholders on behalf of the Branch Manager • Support the loan process from contract through closing, ensuring established milestones are met • Review mortgage loan applications, disclosures, supporting documentation, and loan files for completeness, accuracy, and compliance • Create and distribute disclosure, re-disclosure, appraisal, and property valuation packages • Communicate with borrowers and other parties to obtain, clarify, and follow up on required information and documentation • Monitor and manage the loan pipeline by tracking outstanding conditions, documentation, and loan milestones to support timely processing and closing • Identify missing or deficient loan file documentation and communicate findings to the Loan Officer and/or Loan Processor for resolution • Coordinate with borrowers, title companies, processors, underwriters, and other stakeholders to facilitate smooth loan closings • Maintain accurate loan records and ensure compliance with CCM policies and applicable regulatory requirements • Provide administrative, operational, clerical, and customer service support to Branch Managers and lending staff as needed • Collaborate with management and team members to support various stages of the mortgage origination and processing workflow • Assist in managing a pipeline that may include conventional, non-QM, FHA, VA, USDA, renovation, and reverse mortgage loan products

🎯 Requisitos

• High School Diploma, General Equivalency Diploma (GED), or equivalent • 3+ years of residential mortgage processing experience • Underwriting experience, preferred • Experience using CRM and marketing automation tools, preferred • Willingness to pursue mortgage industry licensing as career responsibilities evolve • Knowledge of mortgage industry systems and software, including Desktop Underwriter (DU) and Loan Product Advisor (LPA) • Excellent communication and customer service skills • Excellent prioritization and time management skills • Proficiency in Microsoft Office Suite • Fluency in the languages of Spanish and English, a plus

🏖️ Benefícios

• Medical, dental, and vision insurance • 401K • Company-provided short-term disability • Employee assistance program • Wellness program