Senior Credit Risk Analyst

Vaga não está no LinkedIn

🕒 Junho 16

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $85.000 - $115.000 / ano

⏰ Tempo Integral

🟠 Sênior

🧐 Analista

🦅 Patrocina Visto H1B

Esta empresa já patrocinou vistos H1B no passado.

Candidatar-se

Encontrar Vagas Remotas Similares

Receber Emails de Vagas Remotas

📊 Verifique sua pontuação de currículo para esta vaga

Melhore suas chances de conseguir uma entrevista verificando sua pontuação de currículo antes de se candidatar.

Enviar Currículo

Finance of America

SiteLinkedInTodas as Vagas

501 - 1000 funcionários

💸 Finanças

🏦 Bancário

Finance • Banking

A Finance of America é uma credora hipotecária com sede nos EUA, especializada em hipotecas reversas e soluções de capital próprio para proprietários de imóveis mais velhos. A empresa oferece produtos proprietários e respaldados pelo governo (incluindo HomeSafe e HECM), linhas de crédito e empréstimos de até $4 milhões, educação para mutuários e calculadoras, bem como ferramentas para profissionais financeiros e parceiros atacadistas. É um banco hipotecário licenciado, focado em ajudar os proprietários de imóveis (geralmente com 55 anos ou mais) a acessar o capital próprio da residência para aposentadoria, melhorias na casa ou despesas de vida, enquanto fornece proteções ao consumidor e aconselhamento.

Descrição

• responsible for performing audits to assess Finance of America’s compliance with HUD, state, and federal regulatory requirements • manages QC audits including, but not limited to, post funding, prefunding, auditing the auditor vendor reviews and denied loans to follow all applicable state, federal, agency and investor guidelines including HUD QC Plan requirements • manages question sets on the QC checklists including keeping question sets updated • ensures proper findings/issues are addressed properly in the LOS system by the underwriter • assists with the identification of potential areas for improvement through the completion of Quality Control audits • meets review timelines and performance metrics • communicates audit findings, as necessary, to related responsible parties • assists leadership with projects designed to improve the audit process • finalizes determination of audit findings • complies with all local and federal fair lending laws and net benefit requirements • performs other duties as assigned.

🎯 Requisitos

• Minimum of 5 years related audit experience • demonstrated experience in mortgage operations in the areas of underwriting, quality control, servicing or internal audit; Reverse Mortgage experience a plus • experience as a Direct Endorsement (DE) Underwriter, Servicing or Insuring and Guaranty Specialist on HECM reverse mortgages required or the equivalent QC of DE underwriters and FHA, VA and Conventional Mortgage Products • recent general federal regulatory experience preferred • general knowledge of lending policies, procedures, practices, and documentation • knowledge of HUD guidelines a plus • demonstrated teamwork abilities • excellent verbal and written communication skills • strong analytical, critical thinking, and organizational skills • highly proficient with Microsoft Word, Excel, PowerPoint and Outlook • detail oriented and focused • ability to take initiative, work autonomously, and drive projects forward to completion • sound judgment and decision-making ability • analytical end-to-end thinking and problem-solving skills.

🏖️ Benefícios

• health, dental, vision, life insurance • paid time-off benefits • flexible spending account • 401(k) with employer match • ESPP