Credit Products Manager

🕒 Agosto 12

🤠 Texas – Remoto

🤠 Texas – Remote

💵 $168.368 - $273.681 / ano

⏰ Tempo Integral

🟡 Pleno

🟠 Sênior

👔 Gerente

🦅 Patrocina Visto H1B

Esta empresa já patrocinou vistos H1B no passado.

👻 Score fantasma 12%

O que significa: quão provável esta vaga está aberta sem contratação ativa.Como ler: 60% ou mais significa que achamos que é uma vaga fantasma. Pontuações mais baixas preocupam menos.Como pontuamos: tempo em aberto, republicações, vagas abertas vs tamanho do time, rapidez para fechar vagas, e se o salário está divulgado.Observação: é uma estimativa de dados públicos, não um julgamento da empresa. Vagas reais podem ter pontuação alta, então use como uma dica, não como um fato.

Candidatar-se

Encontrar Vagas Remotas Similares

Configurar Alerta de Email para Novas Vagas

📊 Verifique sua pontuação de currículo para esta vaga

Melhore suas chances de conseguir uma entrevista verificando sua pontuação de currículo antes de se candidatar.

Enviar Currículo

Flagstar Bank

SiteLinkedInTodas as Vagas

5001 - 10000 funcionários

🛡️ Seguros

💼 Consultoria

🏥 Saúde

Insurance • Consulting • Healthcare

O Flagstar Bank é um banco comercial diversificado focado em construir relacionamentos para ajudar os clientes em suas jornadas financeiras, seja para necessidades pessoais ou empresariais. O banco oferece uma ampla gama de serviços financeiros, incluindo banco pessoal e empresarial, empréstimos, hipotecas, gestão de patrimônio e serviços de investimento. O Flagstar está comprometido com o envolvimento comunitário e com o atendimento das necessidades bancárias de bairros diversos, incluindo áreas de baixa e média renda, enquanto promove diversidade, equidade e inclusão dentro de suas operações.

Descrição

• Oversee first-line credit underwriting and portfolio management within assigned business lines • Manage a team of underwriters and credit professionals • Ensure accurate risk ratings, loan evaluation, underwriting, and ongoing portfolio management • Maintain visibility and knowledge of bank relationships within the assigned line of business • Execute strategic priorities set by credit and line-of-business leadership and risk partners • Identify and escalate improvements to credit processes, policies, and procedures • Maintain credit quality through underwriting, portfolio management, and risk monitoring • Establish consistency in credit decisioning and risk management practices across assigned regions and verticals • Attract, develop, retain, recruit, and train credit underwriting and portfolio management talent • Collaborate with Sales, Credit Products, Risk, technology, legal, and compliance teams • Serve as point of contact for deal flow assignment, credit risk reviews, and escalations • Use data-driven insights and analytics to identify emerging risks and opportunities • Handle legal documentation, develop junior associates, interact with counsel, and negotiate terms with clients • Ensure regulatory, policy, and risk-framework compliance • Provide portfolio analysis, credit risk reporting, and recommendations to senior leadership • Perform special projects and continuous improvement and transformation initiatives • Complete required compliance training and maintain compliance with applicable laws and regulations

🎯 Requisitos

• Undergraduate Degree (4 years or equivalent) in Business, Economics or related field and Master's Degree (or Postgraduate equivalent) (preferred) • 12+ years of 1st line of defense credit underwriting, portfolio management, and risk management experience within the Financial Industry including credit strategy and credit analytics (preferred) • 5+ years of experience managing teams of credit analysts and underwriters in the specialty vertical • 5+ years of experience in the direct specialized line of business • Experience and expertise in credit bureaus, credit decision engines, credit and cash flow modeling, income/identity verification, and loss forecasting • Strong knowledge of federal and state laws and regulations related to credit decisions • For certain LOBs, strong working knowledge of the syndicated loan market and related processes • Proficiency in credit bureaus, credit decision engines, underwriting models, and portfolio management strategies • Experience in income/identity verification and risk assessment • Effective communication and presentation skills • Ability to translate credit analysis into actionable strategies and policies • Ability to incorporate industry knowledge and market trends into credit risk assessments and recommendations • Ability to manage multiple priorities, meet deadlines, and execute tasks efficiently in a fast-paced environment • Strong leadership and team development skills • No unusual physical exertion is involved

🏖️ Benefícios

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability insurance • Comprehensive leave program • Variable incentives, bonuses, commissions, or other awards may be included in total compensation