Product Manager / Senior Product Manager – Payments

🕒 3 dias atrás

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $140.000 - $170.000 / ano

⏰ Tempo Integral

🟠 Sênior

✅ Gerente de Produto

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Lendbuzz

SiteLinkedInTodas as Vagas

201 - 500 funcionários

Fundada em 2015

💸 Finanças

💳 Fintech

Finance • Fintech

A Lendbuzz é uma fintech com sede nos EUA que oferece empréstimos para automóveis, financiamento de veículos entre particulares e soluções de refinanciamento avaliando perfis financeiros mais amplos dos solicitantes, em vez de depender exclusivamente de pontuações de crédito tradicionais. A empresa fornece um processo digital simplificado de aplicação e verificação para consumidores e faz parceria com concessionárias de veículos para originar empréstimos de forma rápida e segura; os empréstimos são realizados pela Lendbuzz Funding, LLC.

Descrição

• Partner closely with engineering and cross-functional stakeholders to drive the creation, planning, prototyping, and delivery of high-impact products and features aligned to key business and product metrics • Own end-to-end payment experiences: From authorization, capture, settlement, and refunds, to reconciliation • Define complex problems, develop insights across multiple customer segments, and translate findings into scalable product solutions • Analyze quantitative and qualitative data to shape the product roadmap, make tradeoffs, and drive alignment across teams and senior leadership • Clearly communicate product vision, priorities, project status, and post-launch performance to a broad business audience; serve as a point of leadership within the product organization • Lead integrations with payment processors, gateways, banks, and third-party financial partners (e.g., ACH, card networks, real-time payments) • Define and optimize payment KPIs such as authorization rates, payment success rates, cost per transaction, fraud loss, dispute rates, and time-to-settlement

🎯 Requisitos

• 5+ years of product management experience and/or working with technical teams (excellent design/prototyping skills a plus) • Strong project and stakeholder management skills across projects of varying size and scope; high attention to detail - nuance matters • Knowledge of banking integration and payment processing including ACH, NACHA processing, and various payment channels, with experience maintaining and introducing new payment methods • Experience designing and delivering product integrations, including reading, consuming, and working with APIs • Deep interest in product development, data science, and the intersection of software and finance; hands-on experience with payments platforms, processors, or financial infrastructure strongly preferred • Familiarity with payment lifecycles, reconciliation processes, dispute management, and transaction monitoring • Ability to work effectively across functional groups with an adaptive, empathetic, and influential style