Director of Compliance – Product

🕒 Maio 25

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $175.000 - $250.000 / ano

⏰ Tempo Integral

🔴 Especialista

🚔 Conformidade

🦅 Patrocina Visto H1B

Esta empresa já patrocinou vistos H1B no passado.

Candidatar-se

Encontrar Vagas Remotas Similares

Receber Emails de Vagas Remotas

📊 Verifique sua pontuação de currículo para esta vaga

Melhore suas chances de conseguir uma entrevista verificando sua pontuação de currículo antes de se candidatar.

Enviar Currículo

Sezzle

SiteLinkedInTodas as Vagas

201 - 500 funcionários

Fundada em 2016

💳 Fintech

👥 B2C

🛍️ Comércio Eletrônico

Fintech • B2C • eCommerce

Sezzle é uma empresa de tecnologia financeira que oferece um serviço de compre agora, pague depois, permitindo que os consumidores comprem produtos e paguem em quatro parcelas sem juros ao longo de seis semanas. O app da Sezzle oferece aos usuários uma alternativa de financiamento flexível aos cartões de crédito tradicionais, possibilitando decisões de aprovação instantâneas sem impactar o score de crédito. A Sezzle faz parceria com diversas marcas líderes, incluindo Amazon, Walmart e Target, para oferecer opções de pagamento no app e na loja. A missão da empresa é empoderar financeiramente os consumidores, proporcionando mais liberdade e controle financeiros. Disponível como aplicativo móvel, com milhões de downloads e altas avaliações dos usuários, a Sezzle trabalha pela acessibilidade e inclusão em sua plataforma.

Descrição

• Own and drive the product compliance function end-to-end, ensuring all new and existing product features comply with applicable federal and state laws and regulations governing Sezzle’s consumer lending, BNPL, and payment products. • Serve as the embedded compliance partner exclusively supporting the Product team to advise on compliance requirements during product development cycles; serving as a compliance partner from ideation through launch and post-launch iteration. • Champion the adoption of AI-powered compliance and RegTech tools – including automated regulatory change monitoring, AI-assisted product review workflows, and smart audit trail systems; to scale the product compliance function’s capacity and enable deeper analytical coverage across the product portfolio. • Leverage AI research tools to maintain current awareness of regulatory developments affecting consumer-facing product features, including changes to FCRA, TILA/Reg Z, EFTA/Reg E, UDAAP, ECOA/Reg B, TCPA, state consumer protection laws, and emerging regulations governing BNPL products. • Partner with the product leadership to discuss and anticipate regulatory change, sequencing compliance work alongside feature development, and ensure the organization is never caught flat-footed by new requirements. • Conduct product-level regulatory compliance risk assessments for new features and product changes; identify control gaps, evaluate the compliance impact of product decisions, and develop risk mitigation strategies that allow the business to move quickly without cutting corners. • Develop and maintain product compliance standards and control frameworks that define how regulatory requirements translate into product design decisions, feature specifications, and release criteria. • Collaborate with product managers, engineers, and UX designers to translate compliance requirements into actionable acceptance criteria, user story guardrails, and practical implementation guidance that product teams can execute against. • Lead product-level compliance review and sign-off for features touching consumer disclosures, adverse action, credit reporting, payment authorization, marketing claims, and data use — ensuring each release meets requirements. • Establish and oversee post-launch product compliance monitoring protocols to assess whether deployed features operate as intended from a regulatory standpoint, and identify defects or drift requiring corrective action. • Ensure product compliance issues are recorded, tracked, and escalated appropriately, with clear ownership and timelines for remediation across the product and engineering teams. • Prepare and communicate product compliance reporting to senior leadership, and the Chief Compliance Officer, translating product-level compliance status and risk exposure into clear, executive-ready insights. • Develop and deliver product compliance training and awareness programs to product managers, engineers, and designers, using AI-assisted tools and digital formats to build compliance fluency across product development teams. • Champion a product culture where compliance is treated as a competitive advantage and quality standard — not a blocker — fostering a mindset across the Product organization that builds consumer trust through responsible design.

🎯 Requisitos

• Bachelor’s or Master’s degree in Law, Business Administration, or a related field; a J.D. or advanced degree is a plus. • At least 8 years of experience in a compliance leadership role within fintech, banking, or financial services. • Demonstrated hands-on use of AI compliance and RegTech tools (e.g., AI-assisted product review workflows, compliance workflow automation) to streamline and scale a product compliance function. • Strong working knowledge of consumer financial protection regulations relevant to product features, including TILA/Reg Z, FCRA, EFTA/Reg E, ECOA/Reg B, UDAAP, TCPA, and applicable state consumer protection laws; familiarity with evolving BNPL regulatory guidance is a significant plus. • Experience participating in or supporting regulatory examinations, compliance audits, or supervisory reviews, with the ability to speak credibly about product design decisions and the compliance controls embedded within them. • Proven ability to operate effectively within agile product development environments; experience translating regulatory requirements into product specifications, acceptance criteria, or technical control requirements that engineering teams can execute. • Strong analytical and problem-solving skills, with the ability to assess compliance risk at both the feature level and portfolio level, including comfort working with product data, user flows, and technical documentation. • Exceptional organizational skills with strong attention to detail; able to manage multiple concurrent product reviews, compliance workstreams, and stakeholder relationships without losing accuracy or momentum.Exceptional organizational skills with strong attention to detail and accuracy. • Ability to thrive in a dynamic, fast-paced environment with competing priorities and evolving direction. • Self-starter who takes ownership, drives initiatives to resolution, and raises awareness proactively when challenges arise. • Excellent proficiency in Office, Google Workspace, and AI productivity tools. • Demonstrated experience working with Claude or equivalent large language model tools is required; candidates must be comfortable leveraging AI to enhance productivity, research, and communication. • Compliance certifications (e.g., CCEP, CRCM) preferred.

🏖️ Benefícios

• Unlimited PTO, volunteer hours and sabbatical • Life, STD/LTD, medical, dental and vision insurance • Highly discounted LifeTime gym membership • 401k with match of 6% • Collaborative fun co-workers • The opportunity to join the fastest growing FinTech alongside a team of motivated and driven individuals