Principal Software Engineer, Capital Marketplace

🕒 Abril 1

🇺🇸 Estados Unidos – Remoto (EUA)

💵 $186.100 - $257.500 / ano

⏰ Tempo Integral

🔴 Especialista

🧑‍💻 Engenheiro Full-stack

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Upstart

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

A Upstart é um dos principais marketplaces de empréstimos com IA, em parceria com bancos e cooperativas de crédito para expandir o acesso a crédito acessível. Ao nos tornarmos uma empresa de capital aberto, estamos agora prontos para alavancar nossa expertise no domínio e revolucionar todos os aspectos da concessão de empréstimos e avaliação de risco de crédito. Recentemente ampliamos nossas ofertas para incluir refinanciamento de automóveis e planejamos atuar em mais verticais à medida que o negócio cresce. Ao utilizar o marketplace de IA da Upstart, bancos e cooperativas de crédito que utilizam a Upstart podem ter taxas de aprovação mais altas e taxas de perda mais baixas, enquanto simultaneamente oferecem a experiência de empréstimo excepcional e digital-first que seus clientes exigem. O marketplace patenteado da Upstart é o primeiro a receber uma carta de não ação do Bureau de Proteção Financeira ao Consumidor relacionada a empréstimos justos. A Upstart não só apoia uma grande força de trabalho remota, mas também possui escritórios em San Mateo, CA; Columbus, OH; e Austin, TX. A maior parte dos que se juntam à Upstart o fazem porque se identificam com nossa missão de permitir acesso a crédito sem esforço baseado no risco real. Se você se sente energizado pelo impacto que pode causar na Upstart, adoraríamos ouvir de você!

Descrição

• Help define the Capital Marketplace engineering’s longer term technical roadmap ensuring alignment with business objectives • Guide the architectural evolution of Capital Marketplace systems with an emphasis on systems shared across the Capital Market engineering teams • Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction • Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation • Partner with product leaders to shape product direction and drive business impact across all Capital Marketplace products • Lead from the front, while mentoring and developing technical leaders • Identify and prioritize high leverage and impactful opportunities

🎯 Requisitos

• Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 8 years of experience • Strong technical and software engineering fundamentals including a demonstrated ability to build and own large-scale, highly available consumer products • Ability to explain complex business and technical concepts to all audiences • Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth • Track record of successfully mentoring and developing technical leaders. • Has defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations • Has driven initiatives of significant depth or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others • Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps • Ability to influence and lead without direct authority • Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs.

🏖️ Benefícios

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees • Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose • Health Savings Account contributions from Upstart for eligible plans • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage • Paid time off, sick and safe time, and company holidays • Paid family and parental leave to support caregiving and major life moments • Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).