Business Development, Lending Officer

Stelle nicht auf LinkedIn

🕒 vor 1 Monat

⚔️ Virginia – Remote

⚔️ Virginia – Remote

💵 $27 - $28 / Stunde

⏰ Vollzeit

🟡 Mittelstufe

🟠 Senior

💰 Mitarbeiter im Business Development (BDR)

👻 Geisterscore 0%

Was es bedeutet: wie wahrscheinlich diese Stelle offen bleibt, ohne dass aktiv eingestellt wird.So liest du es: 60 % oder höher heißt, wir halten das für einen Geisterjob. Niedrigere Werte sind weniger bedenklich.Wie wir werten: Dauer offen, Neuveröffentlichungen, offene Stellen vs Teamgröße, wie schnell Stellen geschlossen werden, und ob ein Gehalt angegeben ist.Hinweis: eine Schätzung aus öffentlichen Daten, kein Urteil über das Unternehmen. Echte Stellen können hoch punkten, nutze es also als Hinweis, nicht als Fakt.

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Lebenslauf hochladen

People Incorporated of Virginia

WebsiteLinkedInAlle Stellen

201 - 500 Mitarbeiter

Gegründet 1964

🏗️ Bauwesen

🏥 Gesundheitswesen

📦 Logistik

💰 €512.293 Grant - People Incorporated of Virginia im 2023-04

Construction • Healthcare • Logistics

People Incorporated of Virginia ist eine gemeinnützige Agentur für gemeinwesenorientierte Entwicklungsarbeit. Sie bietet Menschen und Familien mit begrenzten finanziellen Mitteln in ganz Virginia Bildungsangebote, berufliche Qualifizierung, Unterstützung in familiären und finanziellen Angelegenheiten, Programme für bezahlbaren Wohnraum sowie Unterstützung für Betroffene an. Die Organisation arbeitet mit staatlichen Stellen und lokalen Partnerorganisationen zusammen, setzt über Tochterorganisationen Wohnrauminitiativen um und ist auf Spenden sowie ehrenamtliches Engagement angewiesen, um ihr Angebot auszubauen und die Stabilität der Gemeinschaften zu stärken.

Beschreibung

• Identify and develop lending opportunities in underserved markets • Conduct proactive outreach and respond to internal and external referrals • Promote loan products and business resources • Represent the agency at public forums, outreach activities, business visits, and community events • Explain loan products and program requirements to prospective borrowers • Gather and verify applicant and business information • Analyze applications to assess creditworthiness and repayment probability • Communicate with applicants from inquiry through approval and after closing • Complete industry, financial, and risk analyses • Recommend loan terms and repayment structures • Ensure loan requests comply with policies and procedures • Prepare credit memorandums and submit requests to approval authorities or loan committees • Coordinate loan closings and prepare documentation with staff and legal counsel • Help applicants and borrowers develop action plans involving budgets, credit improvement, financial planning, or business plans • Maintain borrower files and enter client and impact data in management systems • Monitor borrowers’ financial and organizational health • Provide post-closing technical assistance • Recommend action or restructuring when appropriate • Partner with collections staff on feasible repayment solutions for delinquent borrowers • Assist with internal and external reporting and team projects

🎯 Anforderungen

• Background in credit management, lending and finance, and/or business development • Associate degree or higher in finance, business management, or a related field is strongly preferred • Relevant experience may be considered in place of higher education when permitted • Strong communication, networking, presentation, and relationship-management skills • Working knowledge of financial analysis, credit evaluation, and lending fundamentals • Analytical, detail-oriented, and solution-focused approach to problem-solving • Effective time management and ability to organize competing priorities with limited oversight • Adaptability, resilience, sound judgment, and commitment to learning and community development • Understanding of compliance, confidentiality, and operational expectations • Experience providing training or technical assistance in personal or business credit, finance, entrepreneurship, or a related subject is nice to have • Experience working with small businesses, entrepreneurs, community-based organizations, or underserved markets is nice to have • Experience preparing credit memorandums, structuring loans, or coordinating business loan closings is nice to have • Must be eligible to work in the U.S. and able to provide employment eligibility verification • Must hold, or be able to obtain, a U.S.-issued Social Security card • Must pass required background screening and meet the agency’s nepotism policy • Must hold a valid driver’s license with a good driving record • Must be able to travel routinely throughout the region, with occasional travel outside the region • Must be available for occasional evening and weekend work • Must maintain client confidentiality and follow the agency’s Code of Conduct • Physical requirements include frequent talking, hearing, and use of hands and fingers; regular sitting, stooping, and kneeling; occasional lifting or moving up to 20 lbs.; and good close, peripheral, and depth vision with the ability to adjust focus

🏖️ Vorteile

• 403(b) retirement plan • Medical, dental, and vision coverage • Life insurance • Short-term and long-term disability • Accident, critical illness, and hospital indemnity plans • 15 paid holidays • Very generous paid time off program • Fully remote position • Equal Opportunity Employer/Program • Smoke/drug free workplace • Auxiliary Aids and Services available upon request to individuals with disabilities