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Home Equity Portfolio Product Manager

🕒 vor 10 Tagen

🦌 Connecticut, Florida, +11 weitere Bundesländer – Remote

infoinfo

💵 $91.000 - $136.240 / Jahr

⏰ Vollzeit

🟠 Senior

🔴 Experte

✅ Produktmanager

🗣️🇺🇸🇬🇧 Englisch erforderlich

Woher diese Stelle stammt

Veröffentlicht auf der Karriereseite von TD, nicht über eine Jobbörse

Von Remote Rocketship zum ersten Mal gesehen vor 10 Tagen

Noch offen auf der Website von TD. Geprüft vor 1 Stunde.

Logo of TD

TD

10.000+ Mitarbeiter

Gegründet 1855

🏦 Bankwesen

💸 Finanzen

🛡️ Versicherung

💰 Grant im 2023-10

Banking • Finance • Insurance

TD ist eine der größten Banken Nordamerikas und bietet eine breite Palette von Bankdienstleistungen an, einschließlich Privat- und Geschäftskundenbanking, Versicherungen, Vermögensverwaltung und Wertpapierhandel. TD engagiert sich für Nachhaltigkeit, Vielfalt, Gleichberechtigung und Inklusion und stellt sicher, dass ein unterstützendes und integratives Arbeitsumfeld geboten wird, in dem Mitarbeiter sich entfalten können. Die Bank bietet verschiedene Rollen und Karrierechancen in verschiedenen Regionen mit einem Schwerpunkt auf Gemeinschaftsauswirkung und beruflicher Entwicklung. Die Unternehmenskultur von TD ist geprägt von Fürsorge und Respekt und zielt darauf ab, die Geschäftsleistung, Kunden und Gemeinschaften zu fördern.

Beschreibung

• Manage assigned products, services and programs end to end, including features, benefits, characteristics and pricing • Oversee TD's HELOC and HELOAN portfolio product and program needs • Develop and execute mortgage and home equity retention strategies • Develop HELOC utilization, portfolio growth, draw-period/repayment-period concentration and evergreen-account strategies • Manage HELOC Fixed Rate Option and line-access processes and vehicles • Partner with Home Equity product leaders, Fraud, Servicing, Marketing, Phone Channel, Retail, IT, Operations, Legal and Compliance • Analyze customer, market, industry and competitive trends through research, focus groups and secondary research • Facilitate ideation and problem-solving sessions and build business cases for new product development and growth • Design end-to-end processes for product development, implementation, reporting and feedback • Conduct product research and identify customer needs • Manage day-to-day product features and enhancements and support strategic initiatives • Deliver product financial results through pricing, margin, volume and other levers • Prepare product reviews, planning and forecasting, and strategic presentations for senior management • Refine product strategies through P&L analysis, competitive research and marketing/risk-management review • Establish product policies and processes aligned with risk appetite • Oversee product-management deliverables within budget and approved product plans • Lead annual business planning and monthly/quarterly forecasting • Identify and manage market, credit and operational risks • Maintain relationships with distribution-channel owners and internal/external partners • Provide subject-matter expertise and contribute to team development and mentorship

🎯 Anforderungen

• Must be located within TD footprint: CT, DE, FL, ME, MD, MA, NH, NJ, NY, PA, RI, SC, VT, VA, DC • Undergraduate degree or product management certificate and/or 7+ years relevant experience • Previous Product experience typically required • Advanced knowledge of product research, product analysis and development, forecasting, pricing, and competitive intelligence • Knowledge of current and emerging competitor and market trends • Ability to lead, plan, implement and evaluate program/project activities • Ability to forecast and contribute to strategic product direction and advise senior leadership • Effective oral and written communication • Ability to work collaboratively and independently • Sound judgment in decision-making • Ability to analyze, organize and prioritize work while meeting multiple deadlines • Skill in preparing and managing budgets and P&L • Knowledge of analytical software tools, data analysis methods and reporting techniques • Skill in using computer applications including MS Office • Ability to handle confidential information with discretion • Knowledge of and compliance with Bank and Industry Codes of Conduct • Occasional domestic travel required

🏖️ Vorteile

• Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards • Health and well-being benefits • Savings and retirement programs • Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO • Banking benefits and discounts • Career development • Reward and recognition • Regular career, development, and performance conversations • Access to an online learning platform • Mentoring programs • Training and onboarding sessions • Accommodation support for applicants with disabilities

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