Product Manager, Payments Infrastructure

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🕒 vor 3 Tagen

🇺🇸 Vereinigte Staaten – Remote

⏰ Vollzeit

🟡 Mittelstufe

🟠 Senior

✅ Produktmanager

👻 Geisterscore 12%

infoinfo

🗣️🇺🇸🇬🇧 Englisch erforderlich

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Logo of Yellow Card App

Yellow Card App

51 - 200 Mitarbeiter

💳 Fintech

💸 Finanzen

💰 €40.000.000 Series B im 2022-09

Fintech • Payments • Finance

Yellow Card App ist ein panafrikanisches Fintech-Unternehmen, das in 20 Ländern tätig ist. Es ist das größte und erste lizenzierte Stablecoin-On-/Off-Ramp auf dem afrikanischen Kontinent und bietet sichere und kostengünstige Lösungen für Unternehmen, um Stablecoins wie USDT, USDC und PYUSD mit lokaler Währung zu kaufen und zu verkaufen. Die Plattform erleichtert grenzenlose Transaktionen und Geschäftszahlungen über ihre Zahlungs-API und ihr Widget, wobei Unternehmen aller Größen angesprochen werden. Yellow Card gewährleistet sichere und nahtlose Finanzoperationen in ganz Afrika mit einem Schwerpunkt auf digitalen Vermögenswerten und der Integration von Mobile Money.

Beschreibung

• Own the technical roadmap for core payment processing infrastructure, including rails, ledger, settlement engine, and currency conversion • Own execution of the organization’s virtual accounts strategy • Partner with the Payment Experience PM to translate infrastructure capabilities into customer-facing features • Evaluate and prioritize banking, liquidity, and Stablecoin rail integrations • Define infrastructure investment priorities for scalability • Own ledger and transaction processing systems that record and reconcile payments • Own settlement logic across banking partners, liquidity providers, and Stablecoin rails including USDC, USDT, and PYUSD • Own multi-currency conversion and routing logic, including optimal rail selection per transaction • Own Virtual IBAN infrastructure and other virtual account capabilities • Partner with engineering on architecture decisions involving consistency, idempotency, failure handling, and reconciliation • Work with Treasury on liquidity requirements, funding models, and corridor coverage • Work with Compliance to integrate regulatory and licensing requirements into infrastructure across markets • Manage onboarding roadmap for banking and liquidity partners • Define and track infrastructure health metrics, including transaction success rate, settlement time, uptime, reconciliation accuracy, error rates, and incident frequency/severity • Partner with engineering on capacity planning and incident response • Identify and prioritize technical debt affecting reliability or scale • Document infrastructure capabilities and constraints for Product, Engineering, and GTM teams • Maintain an internal knowledge base of rail coverage, corridor-specific details, and partner integrations • Act as the technical resource for payments infrastructure capabilities and constraints

🎯 Anforderungen

• 5+ years of Product experience • At least 3 years working on payments infrastructure, rails, ledgers, or core banking/transaction systems in fintech or crypto • Strong technical fluency, including APIs, distributed systems, and data consistency trade-offs • Bachelor's or Master's degree in Engineering, Computer Science, Product, or a related field • Fluency in English, both written and verbal • Ability to collaborate with cross-functional teams and across different time zones • Ability to meet deadlines and deliver results under pressure • Experience with Stablecoin or crypto settlement rails is a plus • Experience with banking partner integrations, correspondent banking, or cross-border payment rails is a plus

🏖️ Vorteile

• Fully remote work environment • Learning and development resources, support, and autonomy • Mental health support services • Meaningful health coverage • Stock option plan for all full-time employees • Impactful and purposeful work • Multicultural and collaborative global team environment

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