Senior Product Manager – Credit, Cash Advance, Lending

🕒 il y a 5 mois

🇺🇸 États-Unis – Télétravail

💵 $170 000 - $180 000 / an

⏰ Temps Plein

🟠 Senior

✅ Responsable Produit

🦅 Parrain de Visa H1B

Cette entreprise a parrainé des visas H1B par le passé.

Postuler Maintenant

Trouver des Emplois à Distance Similaires

Recevoir des emails pour des emplois à distance

📊 Vérifiez votre score de CV pour ce poste

Améliorez vos chances d'obtenir un entretien en vérifiant votre score de CV avant de postuler.

Télécharger le CV

ALT

Site WebLinkedInTous les Emplois

51 - 200 employés

Chez ALT, nous avons pour mission de libérer la valeur des actifs alternatifs et nous recherchons des personnes talentueuses qui partagent notre vision.

Description

• Own underwriting logic for both cash advances and loans. • Partner with Data Science to refine model thresholds, LTV caps, expected-loss calculations, and override rules. • Improve calibration between expected loss (EL) and actual portfolio performance. • Ensure decisioning is fast, consistent, and scalable across asset categories. • Own the borrower UI/UX end-to-end: application → offer → funding → repayment. • Improve clarity, trust, and ease-of-use in the borrowing experience. • Reduce friction and increase completion rates for both cash advances and loans. • Develop features that encourage responsible, repeat borrowing. • Monitor loss rates, delinquency, utilization, and customer repayment behavior. • Work with Finance to maintain healthy margins and capital efficiency. • Implement guardrails that reduce adverse selection and improve overall risk quality. • Build dashboards and reporting that clearly communicate model health. • Own CX/Ops flows related to funding, repayment, manual review, and exceptions. • Reduce operational overhead through automation and clear logic pathways. • Ensure operational processes scale with volume while maintaining strong controls. • Build and own the quarterly roadmap for cash advances and lending. • Align Engineering, Data Science, CX, Finance, Compliance, and Marketplace Ops. • Communicate priorities clearly and drive disciplined, cross-functional execution.

🎯 Exigences

• 5–8+ years of PM experience in credit, lending, underwriting, risk, or fintech • Strong understanding of underwriting logic, expected-loss modeling, delinquency, and LTV frameworks. • Comfortable interpreting model outputs and turning them into credit rules and customer-facing flows. • Experienced partnering with Finance, Data Science, CX, and Engineering. • A product thinker who can simplify complex financial decisions into clear, user-friendly interfaces. • Able to operate at multiple altitudes — from credit model details to high-level product strategy. • You move fast, take ownership, and communicate clearly.

🏖️ Avantages

• $100/month work-from-home stipend • $200/month wellness stipend • WeWork office stipend • 401(k) retirement benefits • Flexible vacation policy • Generous paid parental leave • Competitive healthcare benefits, including HSA, for you and your dependent(s)