Senior Mortgage Quality Control Analyst

🕒 il y a 2 mois

🤠 Texas – Distant

🤠 Texas – Remote

💵 $32 / heure

⏰ Temps Plein

🟠 Senior

🧐 Analyste

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A+ Federal Credit Union

Site WebLinkedInTous les Emplois

201 - 500 employés

Fondée en 1949

🏦 Banque

💸 Finance

💳 Fintech

Banking • Finance • Fintech

A+ Federal Credit Union est une institution financière centrée sur ses membres, offrant une large gamme de services bancaires incluant des comptes chèques et d'épargne, des prêts et des options d'investissement. Dans le but de renforcer les communautés, A+ FCU s'engage dans diverses initiatives de soutien communautaire et propose des ressources éducatives pour l'alphabétisation financière. L'accent est mis sur les avantages pour les membres et des outils tels que la banque en ligne et les applications mobiles sont proposés pour améliorer l'expérience bancaire.

Description

• Oversee the Credit Unions mortgage lending quality control program across mortgage origination and servicing functions • Manage third-party loan reviews, implement quality control processes, and analyze loan trends • Partner with leadership to maintain integrity and efficiency of mortgage lending operations • Develop and implement quality control protocols ensuring compliance with investor and regulatory guidelines • Manage relationships with third-party loan review providers • Conduct advanced due diligence and root-cause analysis on third-party findings • Collaborate with leadership to identify loan deficiency trends and recommend corrective actions • Prepare and present monthly reports summarizing quality control findings • Design and lead training initiatives for mortgage lending staff on compliance requirements • Conduct comprehensive reviews of underwriter files through a quality control lens • Contribute to the development of new mortgage products and services while ensuring compliance • Collect and report Home Mortgage Disclosure Act (HMDA) data

🎯 Exigences

• High school diploma or G.E.D equivalent required • Bachelor's degree preferred • Ten years financial institution experience required • Seven years mortgage and quality control experience required • Seven years underwriting experience preferred • Strong knowledge of mortgage loan origination, underwriting, servicing, and quality control requirements for Fannie Mae, Freddie Mac, FHA, and VA • Strong knowledge of federal and state compliance laws and regulations, including TRID, RESPA, TILA, ECOA, and HMDA • Excellent attention to detail to provide accurate, relevant, and timely information to internal and external members • Ability to identify risks and compliance issues • Excellent written and verbal communication skills • Ability to work independently and as part of a team, with flexibility to adapt to change • Strong research, problem solving, and analytical skills • Ability to handle multiple priorities and confidential information • Advanced knowledge and experience with Microsoft Office Suite • Working knowledge of A+FCU policies and procedures