Credit Portfolio Manager III – Asset Based Lending

🕒 il y a 1 mois

🌲 North Carolina – Distant

🌲 North Carolina – Remote

💵 $108 199 - $180 545 / an

⏰ Temps Plein

🟠 Senior

🔴 Expert

👔 Manager

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Atlantic Union Bank

Site WebLinkedInTous les Emplois

1001 - 5000 employés

Fondée en 1902

🏦 Banque

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Atlantic Union Bank est une banque régionale à service complet, dont le siège est situé en Virginie, qui offre des services financiers aux particuliers, aux entreprises, aux commerces et en gestion de patrimoine. La banque propose des comptes courants et d'épargne, des prêts (hypothèques, prêts sur valeur domiciliaire, prêts auto, prêts personnels et prêts commerciaux), des services de trésorerie et de commerce, ainsi que des services bancaires en ligne et mobiles, et des services de conseil en investissement et en gestion de patrimoine. Fort de ses racines communautaires de longue date et mettant l'accent sur des solutions financières équitables et des relations bancaires locales, elle sert des particuliers, des entreprises, des associations et des institutions à travers ses agences et ses canaux numériques.

Description

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit • Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction • Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio • Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support • Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet • Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance • Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity • Participate or lead client calls with Relationship Manager for in-depth financial questions • Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures

🎯 Exigences

• Bachelor's degree in Accounting or Finance • Seven or more years of experience in a commercial lending environment • Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development and builder lines, service, retail, commercial real estate, religious organizations and government • Advanced written and analytical skills to encompass an ability to analyze balance sheet structure, and income and cash flow trends • Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within Moody's or other software package • PC proficiency with Word and Excel, including the use of system and user generated formulas, macros, charts, and tables

🏖️ Avantages

• General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits.