Senior Credit Strategy Analyst – Home Secured, Super Prime UW

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Best Egg

Site WebLinkedInTous les Emplois

501 - 1000 employés

Fondée en 2014

💸 Finance

💳 Fintech

👥 B2C

Finance • Fintech • B2C

Best Egg est une société de prêt qui propose une gamme de produits et services financiers, y compris des prêts personnels, la consolidation de dettes, le refinancement de cartes de crédit et des prêts garantis utilisant l'équité des véhicules ou des rabais pour propriétaires. L'entreprise met l'accent sur un service financier rapide et sans tracas, avec une plateforme en ligne qui permet aux utilisateurs de gérer leurs comptes, de voir les offres et d'accéder à diverses ressources sur la santé financière. Best Egg vise à soutenir les clients dans la construction d'un avenir financier plus radieux en offrant des taux compétitifs et des conditions de prêt personnalisées. Les prêts Best Egg sont facilités grâce à des partenariats avec des banques et sont disponibles en diverses sommes, avec des termes et conditions flexibles.

Description

• This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans • Create test/control champion/challenger tests and monitoring to inform future strategies • Provide scenario analysis/create financial impact sizing/develop new strategy test case • Perform ad-hoc analytics, create reporting and presentations • Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels. • Partner with Decision Science to define and develop Credit models and tools • Maintain overall risk and return targets for investors particularly in a changing economic environment

🎯 Exigences

• 5+ years experience in a similar analytical role • Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus • Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus • Must be proficient in Python or similar, SQL, and MS Excel • Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques • Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable • Excellent English written/verbal communication skills, critical thinking and interpersonal skills • Highly independent and self-motivated to forming opinions that are supported by data. • Strong knowledge of modeling tools and techniques and use in strategy • Ability to understand competitive pressure, economic trends and their business impacts. • High Energy with ability to work in a fast-paced environment • Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors • Demonstrated technical leadership skills including self-direction, coaching and mentoring • Highly motivated, well organized, capable of developing and executing business analysis and able to communicate status and results effectively • Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment • Ability to work effectively both independently and as a team member • Be confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary • Capable of teaching and learning from others to promote continuity of knowledge and personal development • Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance

🏖️ Avantages

• Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!