Principal Product Manager – Risk & Fraud

🕒 il y a 7 mois

🇺🇸 États-Unis – Télétravail

💵 $200 000 - $260 000 / an

⏰ Temps Plein

🔴 Expert

✅ Responsable Produit

🦅 Parrain de Visa H1B

Cette entreprise a parrainé des visas H1B par le passé.

👻 Score fantôme 43%

Ce que ça veut dire : la probabilité que cette offre reste ouverte sans recrutement actif.Comment le lire : 60 % ou plus, on pense que c'est une offre fantôme. Un score plus bas est moins inquiétant.Comment on la calcule : ancienneté, republications, postes ouverts vs taille de l'équipe, rapidité de clôture, et si le salaire est indiqué.À noter : une estimation à partir de données publiques, pas un jugement sur l'entreprise. De vraies offres peuvent avoir un score élevé, alors prenez-le comme un indice, pas comme un fait.

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Circle

Site WebLinkedInTous les Emplois

501 - 1000 employés

💳 Fintech

₿ Crypto

🌐 Web 3

Fintech • Crypto • Web 3

Circle est une entreprise de technologie financière de premier plan qui permet aux entreprises et aux développeurs d’accéder à des solutions innovantes basées sur la blockchain, notamment via son stablecoin, USDC. La société est spécialisée dans les services de paiement transfrontaliers, les wallets programmables et les plateformes de smart contracts, facilitant des transactions sûres et efficaces pour les utilisateurs. Circle met l’accent sur la transparence, la sécurité et l’accessibilité dans l’économie numérique, et se positionne comme un partenaire de confiance dans l’écosystème en évolution des monnaies numériques.

Description

• Own the strategy and execution of Circle’s risk platform • Define the strategy and roadmap for a risk and fraud platform supporting real-time and asynchronous risk decisions across products, markets, crypto rails, and traditional financial rails • Build a user-friendly rules engine and intuitive tooling for risk operators • Build fraud prediction and detection systems from the ground up • Define risk vectors affecting Circle’s product roadmap and execute mitigating controls • Integrate third-party vendor models and create iterative feedback loops based on past fraudulent behavior • Define and implement observability strategies for risk platform integrity • Monitor performance, validate critical flows, and surface key risk indicators for prioritization and executive decision-making • Leverage AI/ML to automate risk decisioning and operational processes • Lead feature/context engineering, model development, and evaluation/monitoring frameworks • Maintain documentation of platform design, functionality, and dependencies for transparency and audit readiness • Translate regulatory requirements and business needs into product requirements, insights, and user stories for engineering • Represent the risk platform in senior leadership and regulatory forums • Partner with compliance, legal, engineering, data science, and business stakeholders

🎯 Exigences

• 10+ years of product management experience building risk, compliance, or trust & safety platforms in fintech, crypto, or financial services • Deep expertise in fraud typologies in consumer/SMB segments, signals and strategies to mitigate them, and hands-on experience crafting risk rules • Deep expertise in AML, sanctions screening, and onboarding compliance, including KYC/KYB • Track record translating regulatory requirements into scalable, policy-driven platform capabilities supporting real-time and asynchronous risk decisioning across crypto and fiat rails • Experience leading modular platform design, including refactoring monolithic services into scalable, service-oriented architectures • Experience collaborating with engineering, data science, and operations teams to ship complex infrastructure products • Ability to influence senior stakeholders and drive cross-functional alignment • Highly analytical and data-driven, with experience applying ML, risk signals, and scoring models • Strong technical fluency, including APIs and SDKs, event-driven architectures such as SNS/SQS or equivalent, SQL, and GitHub or equivalent • Preferred: background in RegTech, banking, or scaled fintech with exposure to complex regulatory environments • Preferred: expertise in blockchain technologies and crypto compliance, including chain types, on-chain travel rule requirements, blockchain monitoring, and evolving crypto regulations • Preferred: experience with rapid prototyping using AI tools

🏖️ Avantages

• Flexible work environment • Inclusive and diverse work environment • Interview process accommodations and assistance for candidates with disabilities